Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!

views
     
Steve78
post Jan 19 2024, 08:38 PM

Getting Started
**
Junior Member
143 posts

Joined: Jul 2011
QUOTE(kiritoffx @ Jan 19 2024, 05:18 PM)
I just tried to buy on steam using gxcard but failed
So contacted CS, they keep argue to enable overseas purchases on app and i keep saying there is no such option, only online purchase option.

I said u need to enable on system cos that what i did with maybank before to allow overseas purchase.

So nothing in the end, the cs push the blame on me and steam. Steam purchase already problem, what more on others overseas platforms

UPDATE

[attachmentid=11489414]

Reply from steam. So the GX card issue from SG hq? Sent this to GX so they can fix this asap
*
Are you using a Malaysian or Singaporean Steam account?

It seems Steam is the one blocking you here.

This post has been edited by Steve78: Jan 19 2024, 08:39 PM
Steve78
post Mar 10 2024, 07:00 PM

Getting Started
**
Junior Member
143 posts

Joined: Jul 2011
QUOTE(ericlaiys @ Mar 9 2024, 02:35 PM)
yes same. zero fees
*
You are funny, Wise imposes a fee of 0.43% or more, depending on the currency.
Steve78
post Mar 27 2024, 11:22 PM

Getting Started
**
Junior Member
143 posts

Joined: Jul 2011
Rize is rolling out a new campaign with an interest rate, cutting it to 3.8% per annum until June 30, 2024.

This post has been edited by Steve78: Mar 27 2024, 11:23 PM
Steve78
post Aug 31 2024, 03:24 AM

Getting Started
**
Junior Member
143 posts

Joined: Jul 2011
QUOTE(hihihehe @ Aug 31 2024, 12:45 AM)
The charges are on and off
Sometime they charges near to XE but sometimes more than that but still lower than credit cards

The cashback does help to recover back the high chargers though

Just came back from europe
*
GXBank debit card is a Mastercard, meaning it uses the Mastercard exchange rate, which offers the best exchange rate compared to Amex and Visa.

XE shows the mid-market rate, which isn't the actual rate available through any payment method.
Steve78
post Nov 10 2024, 10:58 PM

Getting Started
**
Junior Member
143 posts

Joined: Jul 2011
Currently, the TNG Visa card is actually the best option for overseas spending, offering a 2% cashback rate.
Steve78
post Feb 7 2025, 02:17 PM

Getting Started
**
Junior Member
143 posts

Joined: Jul 2011
QUOTE(starry-starry @ Feb 6 2025, 03:16 PM)
Sounds like I'd use GX card wherever card is accepted with the 1% CB, and use Wise for cash withdrawal but it limits to RM1k only as I don't want to pay any extra fee.

The reason I am considering GX card is I don't have to exchange any cash here in MY. I was told that no fee is charged for cash withdrawal by Cathay United Bank, although I am not sure if it would be a hassle to look for one when I need cash. Probably can withdraw some/extra when I arrive the airport.

Just that is there any limit of cash withdrawal amount by GX bank, like Wise if I don't wish to pay any fee?
*
TNG Visa offers up to 2% cashback on overseas spending. https://www.touchngo.com.my/promotion/tng-e...k-campaign-2-0/
Steve78
post Feb 7 2025, 06:52 PM

Getting Started
**
Junior Member
143 posts

Joined: Jul 2011
QUOTE(ericlaiys @ Feb 7 2025, 04:32 PM)
that is when u spend rm200 and above. else 0.5% or 1%. how often u spend rm200 + per transaction
So gxbank or cc is way better
*
Maybe GXBank is a better, for transactions below RM100, but not the credit cards, which often charge around 2% or more.

To phrase it the same way you did, GXBank is only better than TnG Visa when the transaction amount is RM99.99 or less, overseas spending can easily exceed that.

This post has been edited by Steve78: Feb 7 2025, 06:52 PM
Steve78
post Apr 15 2025, 05:05 AM

Getting Started
**
Junior Member
143 posts

Joined: Jul 2011
QUOTE(Pat89 @ Apr 14 2025, 08:46 AM)
Not to mention HSBC Everyday Global Account
*
HSBC Everyday’s forex rate is very poor, even worse than the rates offered by most credit cards.


 

Change to:
| Lo-Fi Version
0.0215sec    0.56    7 queries    GZIP Disabled
Time is now: 29th November 2025 - 10:27 AM