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Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!

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Barricade
post Jan 4 2024, 02:05 PM

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QUOTE(xiaomoon @ Jan 4 2024, 01:53 PM)
anyone already 2nd month grab unlimited credit?
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Long time ago
xiaomoon
post Jan 4 2024, 02:43 PM

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QUOTE(Barricade @ Jan 4 2024, 02:05 PM)
Long time ago
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i only get first month sad.gif
ericlaiys
post Jan 4 2024, 03:40 PM

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QUOTE(xiaomoon @ Jan 4 2024, 01:53 PM)
anyone already 2nd month grab unlimited credit?
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me!
cybpsych
post Jan 4 2024, 04:01 PM

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QUOTE(xiaomoon @ Jan 4 2024, 01:53 PM)
anyone already 2nd month grab unlimited credit?
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QUOTE(xiaomoon @ Jan 4 2024, 02:43 PM)
i only get first month sad.gif
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your grabunlimited renewed for 2nd month already?

This post has been edited by cybpsych: Jan 4 2024, 04:01 PM
xiaomoon
post Jan 4 2024, 04:21 PM

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QUOTE(cybpsych @ Jan 4 2024, 04:01 PM)
your grabunlimited renewed for 2nd month already?
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yes, auto renewed on dec 28 2023
cybpsych
post Jan 4 2024, 05:35 PM

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QUOTE(xiaomoon @ Jan 4 2024, 04:21 PM)
yes, auto renewed on dec 28 2023
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try contact them

// Crediting of Campaign Reward

The cashback will be credited to an Eligible Participant’s GX Account by the end of the next day after the date of the Eligible Participant’s GrabUnlimited monthly subscription renewal.

In exceptional cases, crediting of the cashback could take up to two (2) weeks from the date of the Eligible Participant’s GrabUnlimited monthly subscription renewal. //


This post has been edited by cybpsych: Jan 4 2024, 05:36 PM
ericlaiys
post Jan 4 2024, 08:35 PM

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last call....whoever want to open an account on gxbank
Who is eligible for the cashback reward?
[Notice: Fund-in cashback reward offer valid till 7 Jan 2024]

All new GXBank customers who sign up for a GX Account within the specified campaign period (06 November 2023 until 7 January 2024) are eligible for this reward. Each customer can open a maximum of one (1) GX Account .

>>>No more RM20 when open an account.Hurry while stock last
freakenstein
post Jan 5 2024, 01:14 PM

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One question, let's say if we were to purchase anything from shopee, choosing the online transfer option, I don't see GXBank being listed there.

How to make payment then?
ericlaiys
post Jan 5 2024, 01:15 PM

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QUOTE(freakenstein @ Jan 5 2024, 01:14 PM)
One question, let's say if we were to purchase anything from shopee, choosing the online transfer option, I don't see GXBank being listed there.

How to make payment then?
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fpx not supported yet. u can set duitnow to shopee. use gxbank to duitnow to shopee

This post has been edited by ericlaiys: Jan 5 2024, 01:16 PM
nexona88
post Jan 5 2024, 01:21 PM

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QUOTE(ericlaiys @ Jan 5 2024, 01:15 PM)
fpx not supported yet. u can set duitnow to shopee. use gxbank to duitnow to shopee
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Can use duitnow on shopee??

Didn't see that option before??

Only those e-wallet, FPX or those debit card thingy....

🤔🧐
ericlaiys
post Jan 5 2024, 01:23 PM

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QUOTE(nexona88 @ Jan 5 2024, 01:21 PM)
Can use duitnow on shopee??

Didn't see that option before??

Only those e-wallet, FPX or those debit card thingy....

🤔🧐
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go to shopee wallet. Select Register Duitnow -> Put your phone number
shawnme
post Jan 7 2024, 04:55 PM

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Received an email in my Spam folder requesting for relationships and source of funds. Only by luck, I saw..
Confirmed with CS that the email is legit. Even so, still felt weird.. Especially with the surge of scam warnings about GX.

Not an issue as I keep proper documentation, but lack confidence. Probably because I've never had issues from other bank accounts, while all these time only wary of ewallets.
Now it feels even more of an ewallet rather than a proper bank account... Haha.. "like a crazy ex-gf", someone once mentioned.

Anyway, withdrew most of the balance until further clarification, then I'll decide.

Anyway, just my experience ... Cheers!
thecurious
post Jan 7 2024, 05:03 PM

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QUOTE(shawnme @ Jan 7 2024, 04:55 PM)
Received an email in my Spam folder requesting for relationships and source of funds. Only by luck, I saw..
Confirmed with CS that the email is legit. Even so, still felt weird.. Especially with the surge of scam warnings about GX.

Not an issue as I keep proper documentation, but lack confidence. Probably because I've never had issues from other bank accounts, while all these time only wary of ewallets.
Now it feels even more of an ewallet rather than a proper bank account... Haha.. "like a crazy ex-gf", someone once mentioned.

Anyway, withdrew most of the balance until further clarification, then I'll decide.

Anyway, just my experience ... Cheers!
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They request for the info, if don't give them then they close account?

Or they just request without any objective or penalty?
cybpsych
post Jan 7 2024, 05:12 PM

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QUOTE(shawnme @ Jan 7 2024, 04:55 PM)
Received an email in my Spam folder requesting for relationships and source of funds. Only by luck, I saw..
Confirmed with CS that the email is legit. Even so, still felt weird.. Especially with the surge of scam warnings about GX.

Not an issue as I keep proper documentation, but lack confidence. Probably because I've never had issues from other bank accounts, while all these time only wary of ewallets.
Now it feels even more of an ewallet rather than a proper bank account... Haha.. "like a crazy ex-gf", someone once mentioned.

Anyway, withdrew most of the balance until further clarification, then I'll decide.

Anyway, just my experience ... Cheers!
*
considering they are licensed digital bank, very likely part of their approval is to enforce certain strict checking or more frequent due diligence to verify source of fund, etc

normal banks already very strict due to physical KYC.

digital bank relies on digital info, even ekyc is not fullproof until they can sight you as a physical human biggrin.gif

at least you can provide docs via digital instead of physical presence hahaha

to balance this gap, constant and strict monitoring and reporting is required.

well, get used to it lor. once the remaining digital bank licensees start operating, this strict checking will eventually become a norm.

This post has been edited by cybpsych: Jan 7 2024, 05:38 PM
shawnme
post Jan 7 2024, 05:18 PM

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QUOTE(thecurious @ Jan 7 2024, 05:03 PM)
They request for the info, if don't give them then they close account?

Or they just request without any objective or penalty?
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Ah, I don't know. But I guess they may have the right to freeze account or similar for anti money laundering purposes.

It's not the info/request that is an issue, in fact, it's pretty common I'd say, and I always have documentations ready for instants like these. It's the overall GX experience that doesn't feel right to me, I guess.

Anyway, to each their own..
ericlaiys
post Jan 7 2024, 06:10 PM

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QUOTE(shawnme @ Jan 7 2024, 04:55 PM)
Received an email in my Spam folder requesting for relationships and source of funds. Only by luck, I saw..
Confirmed with CS that the email is legit. Even so, still felt weird.. Especially with the surge of scam warnings about GX.

Not an issue as I keep proper documentation, but lack confidence. Probably because I've never had issues from other bank accounts, while all these time only wary of ewallets.
Now it feels even more of an ewallet rather than a proper bank account... Haha.. "like a crazy ex-gf", someone once mentioned.

Anyway, withdrew most of the balance until further clarification, then I'll decide.

Anyway, just my experience ... Cheers!
*
what u did previously that triggered it? deposit or withdraw too many?
shawnme
post Jan 7 2024, 06:25 PM

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QUOTE(ericlaiys @ Jan 7 2024, 06:10 PM)
what u did previously that triggered it? deposit or withdraw too many?
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I'm not quite sure myself..

Another reason I can think of probably, are the petty to medium amount transactions to/from self/family.
For this, I use GX as somewhat like KDI but more liquid..
So since there's nothing else can be done with the app, even funds can't be withdrawn say from KDI into GX directly as its not listed, and inconvenient to pay with as well, it'll be transferred back to my main accounts in due time.
Not too keen on memorizing every account number and typing each..

Guess what was posted earlier was right.. I'll just have to get used to it, or not use it after all.. Just feels weird when I have to email my birth certificate or similar.. Haha... Feels exposed like naked, especially with our well known cyber security

Year end, too much time to play around and join the hype.. Hahaha.. Play with fire, feel the burn..

This post has been edited by shawnme: Jan 7 2024, 06:27 PM
ericlaiys
post Jan 7 2024, 07:58 PM

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QUOTE(shawnme @ Jan 7 2024, 06:25 PM)
I'm not quite sure myself..

Another reason I can think of probably, are the petty to medium amount transactions to/from self/family.
For this, I use GX as somewhat like KDI but more liquid..
So since there's nothing else can be done with the app, even funds can't be withdrawn say from KDI into GX directly as its not listed, and inconvenient to pay with as well, it'll be transferred back to my main accounts in due time.
Not too keen on memorizing every account number and typing each..

Guess what was posted earlier was right.. I'll just have to get used to it, or not use it after all.. Just feels weird when I have to email my birth certificate or similar.. Haha... Feels exposed like naked, especially with our well known cyber security

Year end, too much time to play around and join the hype.. Hahaha.. Play with fire, feel the burn..
*
well, u it will trigger an alert since it is from investment. advisable not to move in/out from investment to bank too frequently.
if you dont want key in acc number, just use mobile phone number or ic to transfer to destination. it is much easier than key in bank acc number
cybpsych
post Jan 8 2024, 09:51 PM

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GX Rewards Experience Campaign

Terms and Conditions
New (Effective Date: 8 January 2024)
GX Rewards Experience Campaign (ENG).pdf

GX Rewards Experience Campaign (FAQ).pdf

This post has been edited by cybpsych: Jan 8 2024, 09:51 PM
ericlaiys
post Jan 9 2024, 07:55 AM

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From rm 20 to RM 8
Open a GX Account in as fast as 4 minutes and get


RM8 instant cashback when you add RM88 or more to your GX Account via the app. Valid till 29 Feb 2024.


RM8 instant cashback when you register your GX Account with DuitNow.


Up to RM29.40 (6x RM4.90) on your GrabUnlimited subscription as cashback when you link your GX Account on Grab.

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