Me. I am taking out tonight.

Can withdraw oledi?
How come my total only received rm189.57
I don't see raya interest on 9-may.

yesterday's payout not received yet..

today so slow   

Yup, so I suggested stick to the 4% (0.02 MYR) option.

no. hlb not as good as gxbank. it depend on quota. 200m is little than gxbank. it already 4 days and may be quota has finished.
hlb purposely don't want to let everyone know and people keep dump 100k as only get result on 31 july.either u are the loser or winner.

Is there a cap limit on how much 3% I can earn from pocket ?

Like is there a difference if I put in rm20k vs rm5k ?

for this, i put balance all to pocket money. when i to use, i transfer the amount to main. i know i can be hassle but at least it is extra layer security in can debit card and cvv are stolen

How to create more than 10 pockets ?

My car just do tint. so if i paid 4k using GXbank, i got 40... mhmmm... not bad

This is called the round-up trick. Found by our accountant friend back in April.
It can only be done for banks (like GX Bank) which pay daily interests and offer multiple saving pockets, and we seek to double the interest paid to each pocket (+ 1 main account) by rounding up 0.005 MYR in interests to 0.01 MYR.

Normally, the formula for daily interest paid is principal * interest rate / number of days in a year. GX Bank uses ACT/ACT convention (actual number of days in a month, actual number of days in a year), and this year there are 366 days.

So to know the exact amount to deposit we work backwards.

0.005 = principal * (2%) / 366 days. Upon rearranging, we get principal = 0.005*366/2% = 91.50 MYR

What this means is that without rounding, if you deposit 91.50 MYR into each saving pocket + main account from 1st October onwards, GX Bank would have paid you 0.005 MYR interest per day. But because the system has to round up 0.005 to 0.01 MYR, that means with 91.50 MYR principal you earn 0.01 MYR instead of 0.005 MYR in interests (the interest rate effectively doubled from 2% to 4%).

You can verify the maths: interest rate = daily interest * number of days in a year / principal = 0.01*366/91.50 = 4% p.a.

91.50 MYR is per saving pocket/main account. GX Bank allows for a total of 10 saving pockets + 1 main account = 11 accounts/pockets in total. So, to earn the full 4% p.a. rate, you deposit 91.50 into all 10 pockets and the main account for a total of 1006.50 MYR. The saving pocket is just something originally intended to segregate your money for different purposes like marriage, car, holidays etc. (mental accounting...) but now we abuse it for an entirely different purpose.   

Hope that helps.

anyone of you put RM 10k or more in your digital bank?

old uncle like me very reserve and i put money in traditional saving acct in bank like PB with no interest. (feel like donkey sometimes)
should I put more money in gxbank? what if my phone get stolen?

actually, how can login in the 1st place?

i got one hlb debit card which i use to receive income only.
never tap outside or online transaction also kena overseas transaction...

maybe really need to keep cash at home liao

quite scary if this is a security breach. I wonder if it's those APK apps that can control the phone  etc that caused it. But then again, there should be faceID verification - this shouldnt happen in 1st place. And to add a favourite or transfer to a new account also need faceID if not mistaken, so there's many layers of protection. hope GXBank can update what happened to this issue cos this is serious

very sus, how can she still managed to capture the notification lol

noted on that. thanks. i wonder if she is a student staying in a dorm or something..maybe the roommate / dorm mate use faceid while she sleeping and that person is this "Tan Xing Yee" ? very sus...

my GX card also kena fraud. Reported to GX and they cancelled the card immediately.
Although they mention that replacement fee will be reimbursed, but I don't want their card anymore.
Below is their email reply.
[attachmentid=11519419]

Webull is not under PIDM protection kan?