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Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!

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xander2k8
post Nov 30 2023, 05:11 PM

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QUOTE(virtualgay @ Nov 30 2023, 05:09 PM)
RIze
*
Not Rize 🤦‍♀️ because same cut off time for interest calculation with GX bank

Plus why on earth you want risk moving money in and out often through Rize 🤦‍♀️ since it is buggy as it will lose your money in transit instead while paying transaction fee 🤦‍♀️

This post has been edited by xander2k8: Nov 30 2023, 05:13 PM
luvjim
post Nov 30 2023, 05:12 PM

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QUOTE(ace4828 @ Nov 30 2023, 02:16 PM)
i registered yesterday morning and got approved almost instantly.
i tried topping up RM 100 and gotten the RM 20 cashback immediately as well.

Today i saw an incremental 0.01 cents into my account.

I also linked my GX bank into my GRAB App already. however,
- Can i get a refund if i already a GRAB Unlimited User?
- Do i need to cancel and resubscribe again?
*
i still havent get the rm20, registered 2 days ago.
anything i missed? did same steps as you

ericlaiys
post Nov 30 2023, 05:16 PM

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QUOTE(virtualgay @ Nov 30 2023, 05:09 PM)
RIze
*
rize promo end on 31 dec. System so unstable. everytime withdraw from pocket to main acc, sure timeout but transaction successful. Fun part is no transaction record. quite scary when using rize. not to forget on interest deposit issue by some user. let see tomorrow if many people complain on no interest deposit.
gxbank is much more smooth and stable
xander2k8
post Nov 30 2023, 05:21 PM

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QUOTE(ericlaiys @ Nov 30 2023, 05:16 PM)
rize promo end on 31 dec. System so unstable. everytime withdraw from pocket to main acc, sure timeout but transaction successful. Fun part is no transaction record. quite scary when using rize. not to forget on interest deposit issue by some user. let see tomorrow if many people complain on no interest deposit.
gxbank is much more smooth and stable
*
GX is stable because they got dedicated team while replicating tried and tested system in GXS 🤦‍♀️ while Rize is outsource their backbone hence unstable

So far GX is much more pleasing albeit missing some important features which are coming soon and hopefully the interest will goes up once they have bigger DUM with more transactions and users
ASoulNamedLeo
post Nov 30 2023, 06:16 PM

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Any one here still waiting for their account to be approved?

Mine is still stuck at "We're reviewing your application"
nexona88
post Nov 30 2023, 06:19 PM

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QUOTE(ASoulNamedLeo @ Nov 30 2023, 06:16 PM)
Any one here still waiting for their account to be approved?

Mine is still stuck at "We're reviewing your application"
*
When u summit your application??

Mine within 30mins all clear & received $$$ 👍
Natsukashii
post Nov 30 2023, 06:24 PM

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QUOTE(luvjim @ Nov 30 2023, 05:12 PM)
i still havent get the rm20, registered 2 days ago.
anything i missed?  did same steps as you
*
I couldn't find it, but I think I saw it's only for the first 20k..

But feel free to check with the in-app support. It's 24/7.
ericlaiys
post Nov 30 2023, 06:31 PM

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QUOTE(ASoulNamedLeo @ Nov 30 2023, 06:16 PM)
Any one here still waiting for their account to be approved?

Mine is still stuck at "We're reviewing your application"
*
normally automatic passed. look like your is fall to manual review due to issue on ic, face, etc
registration wont take more than 5 min

This post has been edited by ericlaiys: Nov 30 2023, 06:31 PM
ASoulNamedLeo
post Nov 30 2023, 07:10 PM

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QUOTE(nexona88 @ Nov 30 2023, 06:19 PM)
When u summit your application??

Mine within 30mins all clear & received $$$ 👍
*
1 week ago... I even uninstall and reinstall, but still showing "We're reviewing your application

This post has been edited by ASoulNamedLeo: Nov 30 2023, 07:11 PM
happymonk
post Nov 30 2023, 07:38 PM

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Just downloaded the app (iOS) and registered earlier. Got the account approved within 5 minutes (make sure that there is minimal reflection or a bright white light while taking the front and back of your IC). Reloaded RM100 from existing account and got RM20 immediately (you will also receive an email on this reload and cashback). Link DuitNow ID (I use IC) and got another RM8 cashback.
ASoulNamedLeo
post Nov 30 2023, 07:59 PM

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QUOTE(shawnme @ Nov 24 2023, 05:59 PM)
Maybe really not handsome enough... Haha

Speaking to CS now. I didn't get rejection nor approval confirmation. Nothing at all. Stuck at 3 scenarios.

Under review - nothing happened for hours
Login - says notification sent to my "other" device
Create Account - already have an account

Pending callback from CS.
*
How long did you get your account approved?
wjleong15
post Nov 30 2023, 08:23 PM

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QUOTE(luvjim @ Nov 30 2023, 05:12 PM)
i still havent get the rm20, registered 2 days ago.
anything i missed?  did same steps as you
*
first reload =/>100?
nexona88
post Nov 30 2023, 08:24 PM

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QUOTE(ASoulNamedLeo @ Nov 30 2023, 07:10 PM)
1 week ago... I even uninstall and reinstall, but still showing "We're reviewing your application
*
U better call them asap...

Already 1 week...
What kind of reviewing they need to see? 🤔🧐
shawnme
post Nov 30 2023, 08:30 PM

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QUOTE(ASoulNamedLeo @ Nov 30 2023, 07:59 PM)
How long did you get your account approved?
*
I chased them and got it done after 3 days.. Similar to another account I did. In fact, funny story, even when it's done, they kept calling me 3-4 times a day just to tell me it's been approved. By then, I've long completed the process, got the cash rebate and uninstalled the app.

Have you contacted them? That should always be priority. Because in my experience, they are very responsive so far.

This post has been edited by shawnme: Nov 30 2023, 08:34 PM
!@#$%^
post Nov 30 2023, 08:32 PM

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what's so exciting about this other than the rm20 + 8 reward actually?
DJFoo000
post Nov 30 2023, 09:47 PM

Really? That's the best reply you can come up with?
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QUOTE(!@#$%^ @ Nov 30 2023, 08:32 PM)
what's so exciting about this other than the rm20 + 8 reward actually?
*
3% p.a. interest on all balances with cash-like liquidity, credited daily.
!@#$%^
post Nov 30 2023, 09:59 PM

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QUOTE(DJFoo000 @ Nov 30 2023, 09:47 PM)
3% p.a. interest on all balances with cash-like liquidity, credited daily.
*
will consider moving all here if or once rize remove their promo
virtualgay
post Nov 30 2023, 10:07 PM

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QUOTE(DJFoo000 @ Nov 30 2023, 09:47 PM)
3% p.a. interest on all balances with cash-like liquidity, credited daily.
*
rize 4% but with buggy solution sometimes interest will go missing but they normally manage to recover it after few days
i taking my chances with Rize since is 1% higher
Sunshape
post Nov 30 2023, 10:18 PM

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so dangerous with Rize wihich is unstable
ASoulNamedLeo
post Nov 30 2023, 11:00 PM

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QUOTE(shawnme @ Nov 30 2023, 08:30 PM)
I chased them and got it done after 3 days.. Similar to another account I did. In fact, funny story, even when it's done, they kept calling me 3-4 times a day just to tell me it's been approved. By then, I've long completed the process, got the cash rebate and uninstalled the app.

Have you contacted them? That should always be priority. Because in my experience, they are very responsive so far.
*
I contacted them once this week, and I contacted them again today. They said they will expedite it. And if the problem still unsolved, call them back tommorow.


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