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Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!

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cybpsych
post Apr 29 2024, 06:31 PM

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QUOTE(Ramjade @ Apr 29 2024, 05:50 PM)
Gxbank require selfie verification just to increase limit. Lol.
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which is good cuz it's to prove YOU are the one requesting, not tom-dick-harry using your phone.

QUOTE(contestchris @ Apr 29 2024, 06:18 PM)
Can't you transfer RM50k in multiple tranches on the same day?
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dont know, never tried.

have you? good to know too.
cybpsych
post May 1 2024, 06:54 AM

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QUOTE(kiritoffx @ May 1 2024, 06:47 AM)
does this selfie also include when paying at kedai makan using qr code pink?
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shouldnt be

payment via QR is less risk

fund transfer is higher risk, therefore need enhanced verification (and audit purposes)
cybpsych
post May 2 2024, 06:03 PM

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QUOTE(lowyat101 @ May 2 2024, 05:54 PM)
Hi, wanna ask, to open this account, do I do it from the Grab app (I see there's this GX Account under the Grab app, is it the same?)? Or better to download the GXBank app and register from the app?

Thanks
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gxbank app le
cybpsych
post May 3 2024, 06:57 AM

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QUOTE(virtualgay @ May 2 2024, 09:03 PM)
just curious the pocket with 5% end by 9th May so is withdraw the money on the 9th or withdraw all the money on the 10th?
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campaign until 9 May (inclusive). since interest credited near midnight @ 1159pm, of course you gonna withdraw from 10th onwards lor

you still want the final interest, right? unless your total fund can earn more than 1 day's gx raya interest?


cybpsych
post May 7 2024, 08:03 AM

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QUOTE(yungkit14 @ May 7 2024, 07:39 AM)
user posted image
Just incase if anyone panic, this is just visual bug but do report it
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how can ppl not panic la biggrin.gif

missing interest can be 2 possible reasons:

1) front-end app's 'visual bug' - interest credited but not displayed --- question, does the total interest gained tally also? if tally but line not displayed, then likely visual bug

2) backend bug - interest not credited at all, hence not displayed --- if total interest gained not tally, then missing interest not even calculated/credited at all cuz there's nothing to show at the first place.
cybpsych
post May 10 2024, 09:58 AM

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QUOTE(street @ May 10 2024, 09:48 AM)
Can anyone tell me why Astro rejected GXBank card? It says β€œThis card is not supported. Please use another credit card.” If that’s the case, it is really unreliable for daily use.
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new issuer "issues". will take time for the rest of merchants/payment gateways/etc to update their BIN database to treat gxbank as a valid Malaysia-issued card.

you'll face this again and again with upcomng aeon digital bank and boost digital bank.
cybpsych
post May 16 2024, 06:16 AM

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6. GXBank Referral Campaign

Terms and Conditions: https://www.gxbank.my/docs/terms/GX%20Refer...ons%20(ENG).pdf
Frequently Asked Questions (FAQ): https://www.gxbank.my/docs/terms/GX%20Refer...uestions%20.pdf


2. GXBank Fund-In Reward Campaign (Updated as at 22 May 2024)

Terms and Conditions: https://www.gxbank.my/docs/terms/Fund-In%20...May%202024).pdf
Frequently Asked Questions (FAQ): https://www.gxbank.my/docs/terms/FAQ%20-%20...May%202024).pdf

user posted image

This post has been edited by cybpsych: May 16 2024, 06:22 AM
cybpsych
post May 22 2024, 04:23 PM

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QUOTE(MrBaba @ May 22 2024, 03:31 PM)
Fyi recently I see alot fraud case with gxbank , all unauthorized transactions .
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QUOTE(MrBaba @ May 22 2024, 03:45 PM)
FB , xhs . A unauthorised transaction some fail some go through. If go through good luck getting the cash back since gxbank all is cash . So much for so call approve transaction from app thing .
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all payment cards are susceptible to unauthorized txn coming thru. it's a never ending battle.

if the gxcard is with you at all times, better to freeze it if not using and unfreeze if using it. yes tedious, but better safe than sorry/worry later to get $$ back from dispute, etc.


since your card already 'responded' by accepting unauthorized txn, that means your card number already 'flagged' to be 'valid'.

better to trigger a new card replacement.

This post has been edited by cybpsych: May 22 2024, 04:25 PM
cybpsych
post May 22 2024, 05:52 PM

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QUOTE(MrBaba @ May 22 2024, 04:59 PM)
Suppose only u can approve the transaction, and yet they still can do it .
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it's a 2 party process

issuer, gxbank, to enforce 3dsecure.

acquirer, merchants, legit or scam, can also choose not to enforce 3dsecure aka 2D. this supposedly to reduce friction and success rate, but with a risk of scam too.
cybpsych
post May 23 2024, 12:10 PM

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QUOTE(budaken @ May 23 2024, 11:59 AM)
just opened my gxbank acc today. ordered the card as well.
anything i need to be ready for?
how to freeze card when not in use?
also the savings pocket account, is it the same function as the go+ in TnG?
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review the app, limits, card settings in the app. tweak where necessary.

freeze from the app. again, play around the app the see all the features. some are hidden. just explore thoroughly.

no, not like go+. savings pocket just a compartmentalized pocket to store fund, and not accessible by the gxcard. ike a savings jar that you put somewhere else.
cybpsych
post May 28 2024, 08:28 PM

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QUOTE(brandonkl @ May 28 2024, 07:51 PM)
Why such a simple feature like "Favorites" accounts for transfer takes so long to implement?

Aeon Bank has it from day one.
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prioritization le
cybpsych
post May 31 2024, 05:36 PM

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6. GX Top Referrers Campaign

Terms and Conditions https://www.gxbank.my/referral-campaign-t-c...py-top-referrer

Frequently Asked Questions (FAQ) https://www.gxbank.my/top-referrers-campaign-faq

cybpsych
post Jun 3 2024, 09:56 AM

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QUOTE(rotloi @ Jun 3 2024, 09:51 AM)
Gx bank card caused not much disruption right for the rich T20 ??

Credit card does have the 1 percent cash back.

If gx card can manage to have 24months buying iPhone that would be great.. installment feature.
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gxcard is still essentially a DEBIT CARD, hence fund must always be sufficient before any txn can take place
cybpsych
post Jun 6 2024, 04:03 PM

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Revisions to GX Rewards Experience Campaign
6 June 2024

We will be revising our GX Rewards Experience Campaign Terms and Conditions with effect from 12 June 2024.

https://www.gxbank.my/docs/terms/GX%20Rewar...2012%20June.pdf

user posted image

This post has been edited by cybpsych: Jun 6 2024, 04:05 PM
cybpsych
post Jun 6 2024, 08:53 PM

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QUOTE(Dyson Jin @ Jun 6 2024, 06:48 PM)
Looks like a lot is excluded from getting 1% cb liao..
very hurt gxbank i think..example contracted services which can cause thousands per sales transaction and need give 1% cb very sakit oh..
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someone showoff washing thru plus500 too

QUOTE(Barricade @ Jun 6 2024, 07:18 PM)
All these while can get 1% cashback for e-wallet reload? Fasspay is certain e-wallet right?
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not by mcc
cybpsych
post Jun 7 2024, 01:46 PM

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QUOTE(Rinth @ Jun 7 2024, 12:26 PM)
Not sure being asked b4 or not. paying for Quit rent & Assessment entitled for the 1% CB? or is under govt services so no CB?
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ask yourself: how is it quit rent & assessment are NOT government services?
cybpsych
post Jun 10 2024, 02:40 PM

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QUOTE(loonsave @ Jun 10 2024, 02:34 PM)
I understand that slot in also get cb. I just want to find out what is the limit for wave.
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you can see from the app

rm1k contactless transaction limit
cybpsych
post Jun 10 2024, 03:37 PM

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QUOTE(loonsave @ Jun 10 2024, 03:31 PM)
May I know where do you see that? I only saw these options in Change limits,
Daily transfer limit
Daily payment limit
Grab daily transaction limit

From the FAQ, it mentioned required pin for amount >RM250 if using contactless. But I tried with different retailer, all failed and need to slot in the card. Maybe the terminal not support?Β  hmm.gif
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try 1st txn to be pin first. then paywave subsequent.

user posted image


contactless limit is setup from Cards page, as the limits are card-related matter, not account matters.

How do I change my transaction limits on the GX Card? - GXBank Help Centre

This post has been edited by cybpsych: Jun 10 2024, 03:39 PM
cybpsych
post Jun 10 2024, 05:22 PM

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QUOTE(loonsave @ Jun 10 2024, 05:18 PM)
Thank you. I don't know that can tap on the card for further setting.  tongue.gif
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haha "too" user-friendly as the app features are contextual-based on what you do inside the app.

advanced users prefer all-in-one-place laugh.gif

cybpsych
post Jun 18 2024, 07:16 AM

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QUOTE(Haloperidol @ Jun 18 2024, 05:47 AM)
Question: Can we deposit GXBank with GrabPay ?
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have you tried?

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