I just found a new job offer. However I am concerned on the medical coverage benefit offered by the company

Current:

Policy quoted in USD as they dont have business entity in Malaysia. Almost all illnesses and surgery fully covered by the policy. No limit that I know of
Medical checkup covered up to 1K USD
Dental up to 2K USD
Glasses covered up to 400USD + eye exam covered

Everything either direct billed to insurance provider or pay+claim.

New offer:

Everything quoted in MYR, follow local business policy

Medical
See specialist only up to 1.8k MYR
60k annually if hospitalized/surgery

Medical checkup covered up to 500 MYR
Dental + optics total only 1k MYR

As you can see, the medical and benefits side dropped a lot, I am trading this benefit for a 20% salary increase + slightly higher AL....is this a wise decision?
I do not like my current job anymore aside from this medical benefit it offered so I do look forward to the new job actually.

This year, I spent almost RM 7k in private hospital trips due to health issue and multiple follow ups, but this is an unknown factor on how many more health checks gonna happen in a new year.