Nothing to do with balance. Credit card all block (HSBC, Citibank/UOB, PB) because so much fraud on Steam.

Each time want to re-new same monthly subscription also have call them. End up tell them anything RM100 please let pass and I will be liable for it but still kenot. End up now use Touch & Go. Recently they added GrabPay too? Last thing purchased with Grab wallet, at least no charge if topup and saved card in it already since don't trust save card in t&G.