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 Salary 12k should buy what kar?

How?
 
Maximum should buy Axia E Rahmah cash only [ 85 ] ** [28.33%]
Top up sikit beli Tesla [ 47 ] ** [15.67%]
Top up sikit lagi beli BMW [ 31 ] ** [10.33%]
Salary not 20k standard no need open tered la bodo [ 137 ] ** [45.67%]
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SUSandylyc
post Oct 11 2023, 08:54 AM

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Use public transport if available
kira_88
post Oct 11 2023, 08:54 AM

Hello, is it me you're looking for?
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sunset oren
drug5
post Oct 11 2023, 08:55 AM

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Buy BMW or Mercedes 300k range one lo.
alexandersuk
post Oct 11 2023, 08:56 AM

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Saga
MADReaLJL
post Oct 11 2023, 08:57 AM

Look at all my stars!!
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I advise you to stick to sub 100k car
The rest of your money can be spent into investment, lifestyle, traveling, etc.
Much better life like that
Chrix
post Oct 11 2023, 08:57 AM

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since simple things also cant make decision, best take grab & not operate a vehicle
xCM
post Oct 11 2023, 08:59 AM

On my way
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All in Tesla
ju146
post Oct 11 2023, 08:59 AM

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I was driving iriz when I made double of yours p/a


hksgmy
post Oct 11 2023, 09:00 AM

Doraemon!
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QUOTE(JoeK @ Oct 11 2023, 08:37 AM)
Now end of the year har, doing appraisals now, increment kambing soon, bonus kambing soon

My friend got asked, what car to buy?

Salary 12k basic + 1k allowance = monthly cincai 13k
Bonus 1.5 months average

What car should he buy?
*
Mai pren sebenarnyo JoeK biggrin.gif

Congratulations on the increment and bonus and new car

This post has been edited by hksgmy: Oct 11 2023, 09:01 AM
9m2w
post Oct 11 2023, 09:02 AM

Victoria Concordia Crescit
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Times have changed, public transport and remote working more viable since 15-20 years ago

If your job doesnt require commute and still single just stick to what you have (or dont have and use public transport) and enjoy the disposable income

12 K young in this day and age of depressed wages is a god sent.
jojolicia
post Oct 11 2023, 09:03 AM

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QUOTE(khelben @ Oct 11 2023, 08:53 AM)
Car value shouldn't exceed 50% of your annual salary.

So, myvi, ativa should be good.
*
Kasi chan la. Honda City hatchback bole kot?

A good choice for single female

This post has been edited by jojolicia: Oct 11 2023, 09:20 AM
craxors
post Oct 11 2023, 09:04 AM

Look at all my stars!!
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sewa je. jimat.
spursfan
post Oct 11 2023, 09:05 AM

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QUOTE(ry8128 @ Oct 11 2023, 08:47 AM)
As usual, standard rules of thumb, assuming 12k is gross, so net is around 9k.

9 x 12 months = 84k. So vios or city sounds right
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use gross should be fine, right? 12x12 = 144. corolla cross.
uni_lib
post Oct 11 2023, 09:06 AM

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QUOTE(JoeK @ Oct 11 2023, 08:37 AM)
Now end of the year har, doing appraisals now, increment kambing soon, bonus kambing soon

My friend got asked, what car to buy?

Salary 12k basic + 1k allowance = monthly cincai 13k
Bonus 1.5 months average

What car should he buy?
*
please put after tax and deduction. then better forecast
elloy
post Oct 11 2023, 09:07 AM

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QUOTE(JoeK @ Oct 11 2023, 08:37 AM)
Now end of the year har, doing appraisals now, increment kambing soon, bonus kambing soon

My friend got asked, what car to buy?

Salary 12k basic + 1k allowance = monthly cincai 13k
Bonus 1.5 months average

What car should he buy?
*
u kerja apa pandan ?
AthrunIJ
post Oct 11 2023, 09:08 AM

Look at all my stars!!
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QUOTE(ry8128 @ Oct 11 2023, 08:47 AM)
As usual, standard rules of thumb, assuming 12k is gross, so net is around 9k.

9 x 12 months = 84k. So vios or city sounds right
*
Wah, income tax and epf takes out a lot...

πŸ‘€πŸΏπŸ·πŸ˜­
TSJoeK
post Oct 11 2023, 09:09 AM

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QUOTE(ry8128 @ Oct 11 2023, 08:47 AM)
As usual, standard rules of thumb, assuming 12k is gross, so net is around 9k.

9 x 12 months = 84k. So vios or city sounds right
*
user posted image

QUOTE(khelben @ Oct 11 2023, 08:53 AM)
Car value shouldn't exceed 50% of your annual salary.

So, myvi, ativa should be good.
*
imagine your koliks rolling in to the office in Honda Civic and Mazda 3, then you roll in Myvi like a fresh grad
submergedx
post Oct 11 2023, 09:09 AM

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QUOTE(JoeK @ Oct 11 2023, 08:37 AM)
Now end of the year har, doing appraisals now, increment kambing soon, bonus kambing soon

My friend got asked, what car to buy?

Salary 12k basic + 1k allowance = monthly cincai 13k
Bonus 1.5 months average

What car should he buy?
*
13k monthly salary, tax kena dah ditolak RM9k per annum it's like 10% goes to government, tolak EPF sosco, i think best can afford Civic lar
mafioso
post Oct 11 2023, 09:10 AM

Β 
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From: Today, 00:01 AM
12k buy house first

Semi-d easily
karazure
post Oct 11 2023, 09:10 AM

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QUOTE(JoeK @ Oct 11 2023, 08:37 AM)
Now end of the year har, doing appraisals now, increment kambing soon, bonus kambing soon

My friend got asked, what car to buy?

Salary 12k basic + 1k allowance = monthly cincai 13k
Bonus 1.5 months average

What car should he buy?
*
/k logic 12k x 12 =144k

anything above 144k u cant afford.

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