Housing loan is scary
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 Oct 10 2023, 11:08 AM
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#1
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Junior Member
219 posts Joined: Nov 2021 
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QUOTE(taitianhin @ Oct 10 2023, 11:05 AM) if your loan type is not Flexi or Semi-flexi then you cant... If apply semi flexi loan 300k and put cash 300k park into that flexi loan acc then still will kena interest?? If your loan are those flexi. you will see extra amt paid in online Maybank, loan screen  Emergency time still can cash out from that acc jz charge abit only . |
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Oct 10 2023, 11:13 AM
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#2
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Junior Member
219 posts Joined: Nov 2021
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QUOTE(BullshitDetective @ Oct 10 2023, 11:11 AM) IF ONLY they let u put 100% of your loan amount lol. Then wat is the max % allow to park into flexi loan acc? |
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Oct 10 2023, 03:13 PM
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#3
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Junior Member
219 posts Joined: Nov 2021
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QUOTE(koja6049 @ Oct 10 2023, 03:11 PM) 300,010. left rm10 there to enjoy free overdraft facility So thy will jz deduct from the 300k for monthly repayment and no loan interest charge coz u loan nth? |
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Oct 10 2023, 03:18 PM
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#4
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Junior Member
219 posts Joined: Nov 2021
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QUOTE(koja6049 @ Oct 10 2023, 03:14 PM) yup slowly deduct. The rm10 will still generate tiny outstanding interest though Haha okok so the loan interest only charge on the remaining RM10 till u decide to make it as fully paid .Withdraw 1 time fees is like RM25? |
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