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 Housing loan is scary

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moiskyrie
post Oct 10 2023, 10:09 AM

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Unker also count unker House loan...
Loan 300, after finish 30 year...
Pay around 1 million....
Don't know how...
moiskyrie
post Oct 10 2023, 10:09 AM

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Duplicate...

This post has been edited by moiskyrie: Oct 10 2023, 10:09 AM
moiskyrie
post Oct 10 2023, 10:44 AM

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QUOTE(pisces88 @ Oct 10 2023, 10:13 AM)
kena scam on rates? typically its double only. loan 300k, pay around 600k
*
Don't know,
See dashboard show still own bank almost 1.1 million...
Already pay for 7 years....

QUOTE(SixteenNine @ Oct 10 2023, 10:15 AM)
BNM is play safe. US already stop interest hike and aiming for reduce interest rate next year. While Malaysia remains as pre-covid era at 3% OPR.

If interest naik also maybe max to 4%
*
Interest pre covid, but the amount need to pay more that pre covid......

QUOTE(mushigen @ Oct 10 2023, 10:17 AM)
Impossible unless got prawn behind rock.

Even average 8% interest rate for this loan pun won't need to pay so much.

user posted image
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Don't know...
Bank dashboard show I still own 1.1 million....
Borrow 300k...
Pay 7 years already.....
moiskyrie
post Oct 10 2023, 11:38 AM

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QUOTE(mushigen @ Oct 10 2023, 10:51 AM)
Islamic loan? I was told Islamic loan displays different amount of balance compared to conventional but not sure how much difference.
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yup, i think is islamic....
i ask the banker,
the banker say no need to see the amount, just pay nia...
it will reduce at the end.....
but pay 7 years already,
the amount still same....
moiskyrie
post Oct 10 2023, 03:55 PM

Look at all my stars!!
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Senior Member
3,217 posts

Joined: Dec 2006
From: City of Neko~~Nyaa~
QUOTE(DupeIkan @ Oct 10 2023, 03:51 PM)
Kena scam, can't get merrid for life
*
Not planning to merry.....
Prefer solo....

 

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