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 Housing loan is scary

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ayamxxx
post Oct 10 2023, 03:49 PM

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QUOTE(max_cavalera @ Oct 10 2023, 09:31 AM)
Unker ppr in 2013 buy only rm218k.

Monthly supposed to be rm1100 wonly.

But pay rm2k monthly now.

Currenlt principle left rm66k wonly.

Hope can fully settle within the next 2-3 years.
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Islamic loan not as this right? They using term buying and selling, u pay more, it just deduct the future payment
ayamxxx
post Oct 10 2023, 03:50 PM

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QUOTE(kelvinfixx @ Oct 10 2023, 03:33 PM)
Sendiri suka suka take loan, now want government to help you, didn't read contract?

One day those took out epf, will blame government why mahyiddin allow to take out the money.
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This. Else make house loan capped at 10 years only not 35 years if keep calculating how much Bank take interest
ayamxxx
post Oct 10 2023, 04:29 PM

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QUOTE(kidmad @ Oct 10 2023, 04:25 PM)
money value small brah.. if home loan capped at 10 years alot prop developer will go pokai. haha.
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I mean don't too calculative for loan, how much bank make etc via interest when we loan for 35 years. All calculated. Else borrow FAMA then for T20 parents

 

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