Housing loan is scary
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 Oct 10 2023, 11:11 AM
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#1
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Junior Member
28 posts Joined: Jul 2022 
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QUOTE(prdkancil @ Oct 10 2023, 11:08 AM) If apply semi flexi loan 300k and put cash 300k park into that flexi loan acc then still will kena interest?? IF ONLY they let u put 100% of your loan amount lol.Emergency time still can cash out from that acc jz charge abit only .  |
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Oct 10 2023, 01:04 PM
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#2
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Junior Member
28 posts Joined: Jul 2022
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QUOTE(Cincai lar @ Oct 10 2023, 11:29 AM) i think u got it wrong,.. 78k is paying back the capital,.. not interest,.. 30k is the interest,.. you're wrong. in the early years your installment paid mostly is just for the interest and very little capital paid.if u fully settle your loan today,.. then flat rate interest = (30k/108k) / 6 years = 4.6% very near current market what ?? |
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