even org asli now complaining in kelantan due to pembalakan

jungle also getting less.

first time..?

bank: terima kasih

if have extra cash pay extra lor

That is why there is a movement where people prefer to just rent then own a property. Gives them a lot more freedom.

Same if you ask anyone else to loan you a lump sum 350K.
Of course your interest is levied to your principal sum owing 350k from day 1.

That's how it works because you bought a sum owing.

Principal reduction is the math here. All the best.

This post has been edited by jojolicia: Oct 10 2023, 09:49 AM

TS bodo ke buat bodo.

dah la miskin lagi mau buy rumah. sewa kan ade

owai

But the monthly amount dont change right?

yes it is the same

Redeem the loan kalau you tak suka bank untung banyak

House loan should follow car loan, max 9 years and fixed interest. Today bought Benz 300k loan 9 years also not this expensive. How come house loan interest so high than car?

kesian

gov have a vested interest with banks
they tax the transactions
and they tax the income of banks
buy something less than 100k
pay cash

borrow 100k, fully paid add 200k thats normal.


unless you convert into 4 year loan

not scary, just your income small

das why unker service first 5 year double payment
interest will be cut by alot by then

Rather than gomen do something, you can do something immediately.
Pay more than then minimum RM1500 that's required.
Try RM2000 or RM2500.
It will make a big difference on interest.

This.
Sorry bro, do excuse my itchy hand for clarity to your statement.

<it reduce the interest you need to pay for each month. in other word, your instalment contribute more toward principal reduction>

This post has been edited by jojolicia: Oct 10 2023, 09:46 AM

B40 don’t buy house. Just rent.

just wait till interest rate naik kaw2

Thats why unker buy 4 acres of land with pertanian status.........when cheap only cost 360k.....build house with 5 rooms 20X25 02 halls 30X25..02 parking garage....3 porch.....

all without the hassle of approval from local counsil because of the status of the land..........and best of all it only cost me 160k.....