Seller can still sell right? He still needs to service his loan regardless. I bought second hand pay half first meet, pay second half at jpj via tng ewallet. Then change name. No idea if motor got loan or not

I usually nego to pay 1K first, full remainder only pay upon successful name change

It is quite simple.

1) Pay the owner the amount to settle the loan
2) Then the bank or bike company will cancel the hakmilik
3) Go with the owner to JPJ or UTC or the agent and do the transfer
4) Once transferred, pay the owner the final amount

I am selling my bike and this is the method I tell my prospective buyers. It also has to have an element of trust. Otherwise, do a simple agreement which both parties sign to protect both sides. Or get a 3rd party to hold the amounts and disburse on behalf if you both don't trust each other.