true enough.
If you said Guarantee Return , then dont say it is NO RISK NO GAIN.

IRONY.

We want to have a good prospective view of a company.

As for annual report , Amway do give the view of Annual report to their member every time once a year ~ maybe 3 times a year? not so sure le.. lol, went to the seminar, did have read about their annual sales report, profit before tax and after tax.