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 Any bank offer loan to build a house?, Wish to build a dream house on my land

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TSTomRiderss
post Sep 21 2023, 02:37 AM, updated 3y ago

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Heya,

Asking for advice from all sifus here… i have a vacant land and plan to build my dream house there…

The problem is that i dont have cash money to build it… my 2nd account epf only can withdraw about 50k+… i have some saving but i dont want to use it…

I need about 300k…

Working in private sector with income range of T20… so government LPSSA is not an option…

What option left for me? 😔😔😔 it seems like no bank is offering for this kind of loan…
TSTomRiderss
post Sep 21 2023, 07:19 PM

Getting Started
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Junior Member
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QUOTE(tgeoklin @ Sep 21 2023, 04:46 AM)
What collaterals you offering the banks? If tak da, then only option is personal loan OR ah long loh 😊
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No personal loan hahaha

I got 1 house can be collateral in my hometown

QUOTE(DragonReine @ Sep 21 2023, 12:10 PM)
Can try below:

Affin Bank: https://www.affinalways.com/en/affin-home-build-i

UOB: https://www.uob.com.my/personal/borrow/prop...n.page#overview

In the past Alliance, Maybank and OCBC offer loans for BYO but I'm not sure now. Can try approach customer service and ask.
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Hmmm i think i call them before seems not availanlr but let me call again tmorow
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