Sep 23 2023, 06:56 PM
QUOTE(andrekua2 @ Sep 23 2023, 12:42 PM)
Strange that it actually managed to drop 30% about a year or two into it. Not even the dividend (additional units) was able to cover the losses. Just when I was about to give up, covid hit, and guess what. It somehow rebounded and in the end, I still made about 2k++.
You have to put UT or any investment in some prospective ….if u have bought it when it has dipped by 30% and sell it have it when it has risen, you would have made about 50%.But then the next question will be, would other investment would have performed the same, better or worst….if it follows KLCI index or whichever country stock index the UT is based on, performance the same then the UT is really nothing special……that’s why some of the best guru in the world just recommend SP500 low cost index fund.
Beating the average is just hard.
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