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 Mortgage Loan Refinance, Should I refinance?

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kucingrimau
post Sep 15 2023, 12:47 PM

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You got cheap rate. Mine currently 4.8% home loan hlb
kucingrimau
post Sep 19 2023, 06:08 AM

Getting Started
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Junior Member
197 posts

Joined: Sep 2015


QUOTE(CharmaineLee80 @ Sep 18 2023, 07:49 PM)
mine is 4.89%... do you ever think of refinance?

i just feel 4.89% very high  cry.gif
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For me anything above 3.8 for long term loan is considered high.
Crossed my mind but I'm not knowledgeable enough to do my own research on it. Afraid might end up with same total cost at the end of tenure. My past experience with banks made me conclude they are not filled with honest people.

 

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