welp thats my point. i dont use debit card at all. so for my use case its not attractive to get the debit card

have enough CC to cycle through my monthly spending. even if cashback limit hit already, i think i still prefer the 30~50 days credit period.
another thing also is cause its debit card, so need store funds inside gxb. i rather store the funds inside rize.
of kos this is good for people who dont have CC at all la. Im just saying for my own use case