Actually i quite paranoid with these virtual and physical card from bp wise etc.
bp card got charged fb ads dried up the fund to 0 in 24 hours. No notification at all , manually login just found out.
Wise i create a virtual card and forgot about it, luckily it got notification got charges from unknown web. Straight block the card.
In the end i got back the money in 1-2 months period but its too hassle for me.