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 Harimau MAE not protected!?, Pidm

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TSblek
post Jul 30 2023, 06:54 PM, updated 3y ago

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Harimau phase out M2U but MAE not protected under pidm.
How??
acbc
post Jul 30 2023, 06:55 PM

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Only the eWallet not protected. Bank account is protected.
SUSrtk74
post Jul 30 2023, 06:56 PM

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Already said MAE is shiat
but everyone said RtK is boomer
sadukarzz
post Jul 30 2023, 06:56 PM

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Bank account and app is diff buduh
cassian948
post Jul 30 2023, 06:58 PM

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MAE is an app and also an eWallet account.

Your Maybank2U is saving/current and protected under PIDM.
leymahn
post Jul 30 2023, 06:59 PM

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oct 2020?
acbc
post Jul 30 2023, 07:01 PM

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PIDM protection not against scammers anyway.

Only protect up to 250k if the bank goes bankrupt. Since it is Maybank, very unlikely to bungkus lor.
Lucas0323
post Jul 30 2023, 07:09 PM

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Ewallet where gt pidm
Only bank acc
caviars
post Jul 30 2023, 07:09 PM

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Is there any e-wallet that is protected by PIDM?


tvcat
post Jul 30 2023, 07:11 PM

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QUOTE(caviars @ Jul 30 2023, 07:09 PM)
Is there any e-wallet that is protected by PIDM?
*
eWallet is not a bank account. Why do you want to save money inside it?
kcchong2000
post Jul 30 2023, 07:15 PM

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This tered find 2 ppl dunno what is PIDM lel
teehk_tee
post Jul 30 2023, 07:17 PM

ไม่เป็นไร
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Pidm protect app? Lol
Pikichu
post Jul 30 2023, 07:27 PM

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What is Maybank Smart Recycler Machine ?
HumanExtinction
post Jul 30 2023, 07:27 PM

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PIDM protects your eligible bank deposits up to RM250,000 in the event a member bank becomes bankrupt. PIDM will reimburse your bank deposits up to RM250,000 promptly.
poweredbydiscuz
post Jul 30 2023, 07:31 PM

 
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Nowadays so many bodoh users.
acbc
post Jul 30 2023, 07:32 PM

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QUOTE(caviars @ Jul 30 2023, 07:09 PM)
Is there any e-wallet that is protected by PIDM?
*
None.

PIDM only protect deposits up to 250k if the bank goes bankrupt and not against scammers. So, kinda pointless to begin with.

This post has been edited by acbc: Jul 30 2023, 07:32 PM
caviars
post Jul 30 2023, 07:35 PM

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QUOTE(tvcat @ Jul 30 2023, 07:11 PM)
eWallet is not a bank account. Why do you want to save money inside it?
*
Looking for a e-wallet that somewhat emulate a saving account. It is not easy to open bank account if you are unemployed.
netmatrix
post Jul 30 2023, 07:41 PM

The machine... it sees everything.
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QUOTE(caviars @ Jul 30 2023, 07:09 PM)
Is there any e-wallet that is protected by PIDM?
*
Well i found this at first search.

Member of PIDM. HLB Wallet/-i and HLB Wallet+ are protected by Perbadanan Insurans Deposit Malaysia up to RM250,000 for each depositor.

https://www.hlb.com.my/content/dam/hlb/my/d...account-faq.pdf

But then this one is interesting. I could not verify if this website has legitimate info or not.

QUOTE
Does PIDM protect my money in eWallets?
PIDM is a government agency which protects our deposits in banks.

Outside of banks however, perhaps the biggest concern for users using other forms of financial services (such as investment apps or eWallets) is whether or not our money is protected in the same way.

The answer?

Yes! PIDM protects eWallet users indirectly by protecting the funds that are placed by eWallet companies in PIDM member banks.

However, remember that non-bank eWallets such as Grab and Boost are not PIDM member institutions, hence PIDM does not directly protect e-money which is being used as a payment instrument.


https://ewhallet.com/blog/post/e-wallet-law...ons-in-malaysia

But if you think about it, MAE account is separate from your MBB account. Even though you can see both account balances and do transaction on them. My MAE is 0.00 because i do not use it. In this case, i think MAE account is similar to TNG Ewallet. Both are not protected by PIDM.

QUOTE
The balance in the GO+ account should not be treated as E money, deposit; and is neither capital guaranteed nor capital protected by PIDM.1 Oct 2021

cybpsych
post Jul 30 2023, 07:43 PM

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QUOTE(Pikichu @ Jul 30 2023, 07:27 PM)
What is Maybank Smart Recycler Machine ?
*
cdm/atm
tvcat
post Jul 30 2023, 07:45 PM

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QUOTE(caviars @ Jul 30 2023, 07:35 PM)
Looking for a e-wallet that somewhat emulate a saving account. It is not easy to open bank account if you are unemployed.
*
Unemployed for whole life?

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