2nd hand civic, but prefer u get from direct owner so that you know more about the car history and condition.

i think you can try join civic fc facebook group and you can look from there, some owners letting go their baby, if you wanna take loan you might need to get a 2nd hand dealer to help you to process it, might cost around 3k or 4k for all the fees and handlings.

the thing about 2nd hand is 70% luck