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 I have just transfer RM5K to RMB Wechat Pay, Everyweek transfer RM5K

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mac_mac21
post Jul 12 2023, 12:34 PM

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How about thai bath?

Any visa easy way to transfer to Thai bath?

Asking for friend
sidthesloth
post Jul 12 2023, 12:34 PM

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Mampusla kali ini, alot of foreveralone simps will sure kena scam from those fake lover at wechat
sikongma
post Jul 12 2023, 12:34 PM

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QUOTE(ClericKilla @ Jul 12 2023, 11:33 AM)
Btw. Its easy to transfer to RMB.

If you RMB back MYR in the future, its difficult.
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TS is in for a surprise... unless he use RMB buy stuff and sell back to M'sia biggrin.gif
blek
post Jul 12 2023, 12:36 PM

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Our WeChat wallet cannot be used in china
andrekua2
post Jul 12 2023, 12:44 PM

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QUOTE(blek @ Jul 12 2023, 12:36 PM)
Our WeChat wallet cannot be used in china
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Change region then can use but must verify with passport...
JimbeamofNRT
post Jul 12 2023, 12:44 PM

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QUOTE(wasime @ Jul 12 2023, 11:14 AM)
at last! damn i cant use any master or visa card there previously

so annoying

now we all can lah!
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+1
ClericKilla
post Jul 12 2023, 01:29 PM

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QUOTE(sikongma @ Jul 12 2023, 12:34 PM)
TS is in for a surprise... unless he use RMB buy stuff and sell back to M'sia biggrin.gif
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Yeah, recently needed so much help to get back my MYR. sweat.gif

Might as well open a digital banking in EU and buy into EUR - at least transfering back n forth is easy but I doubt can put so much money also.
ClericKilla
post Jul 12 2023, 01:30 PM

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QUOTE(Autocountstick @ Jul 12 2023, 11:41 AM)
Bro, can teach me how to top up and transfer from webchat pay MY to wechat CH? supplier want transfer via wechat or Alipay 支付宝
PM me please , appreciated your help
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Just download Alipay and put your credit card as payment then transfer directly to their Alipay.

very easy
karazure
post Jul 12 2023, 01:31 PM

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seisohei dupe siapa lagi promo ccp sohei tiktok?
dawnreaver
post Jul 12 2023, 02:30 PM

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QUOTE(Pikichu @ Jul 12 2023, 12:29 PM)
Yes, sure she has a wechatpay or alipay so you just visa or mastercard to her a/c
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The KTVs definitely are cashless then. laugh.gif
kclamtarc
post Dec 21 2023, 11:18 AM

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OK. Here's what I have recently researched on about using Wechat Pay (China wallet):


1. Wechat Pay (China wallet) and Wechat Pay (Ringgit wallet) are not connected. So there is no way to convert our Ringgit to RMB between these 2 wallets.

2. Foreigners can now use Wechat Pay (China wallet) in most scenarios just like the local Chinese. In our case, simply bind our Malaysian bank card (credit card or debit card) to Wechat Pay (China wallet). A pre-authorise fee (cant remember, but just a few cents) will be charged to verify our card, but will be refunded after the verification.

3. Once our bank card is linked to Wechat Pay (China wallet), we can spend like the local Chinese (like buying groceries, getting on buses, calling taxis, buying tickets etc). Jusst scan the merchant's QR code (or let them scan our Wechat Pay code), then the money will be deducted from our Malaysian bank card (conversation rate follows our Malaysian bank card). BUT, we cannot reload money to the Wechat Pay (China wallet), cannot transfer RMB to other Wechat users, and cannot give Wechat RMB Angpow to other Wechat users, at least for now. From what I know, this is the Chinese government measure in preventing money laundering.

4. Using Wechat Pay (China wallet) does not incur any card transaction fee for small amount transactions (below 200 RMB). But if we spend 200 RMB or more in a single transaction, 3% card transaction fee will be charged by Tencent.


This is so far what I know to share. I know people have been saying we can use Alipay or TNG in China too. But this post is on Wechat, so let's just focus on Wechat.


My question is (and this is related to my point 4 above), I would like to know which Malaysian bank cards do not charge overseas transaction fee? So that when I spend below 200 RMB, I won't get charged by Malaysian bank card. Has anybody tried?

This post has been edited by kclamtarc: Dec 21 2023, 11:21 AM
Zhik
post Dec 21 2023, 11:32 AM

eeerrrmmmnnn, stupidity has no limit?
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QUOTE(HikayatSalju @ Jul 12 2023, 11:08 AM)
You are the reason MYR drop.
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The main problem is their channel back the currency to their own countries such as bangladesh, nepal, indon etc.
lawrencesha
post Dec 21 2023, 11:34 AM

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My wechat don't have payment option...
tifosi
post Dec 21 2023, 11:38 AM

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QUOTE(kclamtarc @ Dec 21 2023, 11:18 AM)
OK. Here's what I have recently researched on about using Wechat Pay (China wallet):
1. Wechat Pay (China wallet) and Wechat Pay (Ringgit wallet) are not connected. So there is no way to convert our Ringgit to RMB between these 2 wallets.

2. Foreigners can now use Wechat Pay (China wallet) in most scenarios just like the local Chinese. In our case, simply bind our Malaysian bank card (credit card or debit card) to Wechat Pay (China wallet). A pre-authorise fee (cant remember, but just a few cents) will be charged to verify our card, but will be refunded after the verification.

3. Once our bank card is linked to Wechat Pay (China wallet), we can spend like the local Chinese (like buying groceries, getting on buses, calling taxis, buying tickets etc). Jusst scan the merchant's QR code (or let them scan our Wechat Pay code), then the money will be deducted from our Malaysian bank card (conversation rate follows our Malaysian bank card). BUT, we cannot reload money to the Wechat Pay (China wallet), cannot transfer RMB to other Wechat users, and cannot give Wechat RMB Angpow to other Wechat users, at least for now. From what I know, this is the Chinese government measure in preventing money laundering.

4. Using Wechat Pay (China wallet) does not incur any card transaction fee for small amount transactions (below 200 RMB). But if we spend 200 RMB or more in a single transaction, 3% card transaction fee will be charged by Tencent.
This is so far what I know to share. I know people have been saying we can use Alipay or TNG in China too. But this post is on Wechat, so let's just focus on Wechat.
My question is (and this is related to my point 4 above), I would like to know which Malaysian bank cards do not charge overseas transaction fee? So that when I spend below 200 RMB, I won't get charged by Malaysian bank card. Has anybody tried?
*
Bind to card like Wise.
kclamtarc
post Dec 21 2023, 11:45 AM

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QUOTE(lawrencesha @ Dec 21 2023, 11:34 AM)
My wechat don't have payment option...
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the easiest way is to ask somebody who has Wechat Pay (China wallet) to send you angpow to "trigger" your China wallet to appear
kclamtarc
post Dec 21 2023, 11:48 AM

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QUOTE(tifosi @ Dec 21 2023, 11:38 AM)
Bind to card like Wise.
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So Wise card does not charge overseas transaction fee ya?
I don't have a Wise card and know nothing about it. Hmm will go study on it
thanks bro
jojolicia
post Dec 21 2023, 07:02 PM

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QUOTE(kclamtarc @ Dec 21 2023, 11:48 AM)
So Wise card does not charge overseas transaction fee ya?
I don't have a Wise card and know nothing about it. Hmm will go study on it
thanks bro
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You can bind with Trust also.
No OverseaTF
moonsatelite
post Dec 21 2023, 07:06 PM

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QUOTE(jojolicia @ Dec 21 2023, 07:02 PM)
You can bind with Trust also.
No OverseaTF
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what do you mean by "bind with Trust"??
jojolicia
post Dec 21 2023, 07:15 PM

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QUOTE(moonsatelite @ Dec 21 2023, 07:06 PM)
what do you mean by "bind with Trust"??
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Now foreigners can register wechat pay (china wallet) without local (china) bank acc.

You need to bind/link the wallet to your local bank card (debit/credit). Oversea transfer fee is applicable for most local banks card.

Alternatively, you can bind/link the same using ie wise, trust (i use trust). No OTF
moonsatelite
post Dec 21 2023, 07:17 PM

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QUOTE(jojolicia @ Dec 21 2023, 07:15 PM)
Now foreigners can register wechat pay (china wallet) without local (china) bank acc.

You need to bind/link the wallet to your local bank card (debit/credit). Oversea transfer fee is applicable for most local banks card.

Alternatively, you can bind/link the same using ie wise, trust (i use trust). No OTF
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do you mean Trust Bank (Singapore)?

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