iCloud is really quite premium.
If you can afford it, sure…

But I wouldn’t say the convenience of it is worth Rm480 a year.

The only time I feel iCloud is convenient is when you lose your phone and you want to restore it on another phone… which given my track record, I’m quite confident to say I don’t really need that.

Photos/videos stored in my phone aren’t that important for me. Not worth Rm480 a year to safeguard.