QUOTE(HappyA_Q @ Sep 15 2023, 12:38 PM)
See if the following helps....
If you're an employee, imagine if one day your employer doesn't need you anymore, how are you doing financially?
+ Are you mortgage free now? At least your current house is mortgage free?
+ Are there anything else that excites you or that you are passionate to do? (Keyword here is passionate)
+ Think about your child's future, he/she still in primary school, still there are many years to go before going to Univ or started working. Meaning you will have to support him/her financially. What if your child is capable and wanted to study overseas? Needs a lot of money too.
Hope that this gives you clarity in mind.
Thanks for the reply. I'm just an employee. I think I'm doing ok financially.
Yes, I'm currently mortgage free and live in a townhouse unit.
Well, still try to figuring out what am I passionate about, during mco bought some small plan/flower for gardening (of course some died and some still alive), built a Gundam during mco, watch some youtube video about share market/property investment.
After mco had a few local trip, cuti-cuti malaysia with family.
Child's education fund, started to save small amount in unit trust fund few years back and will continue this.
Also had some investment in unit trust and local share market, now more toward building up for retirement fund.