No, but we plan to. In order to withdraw, we will need to give up our Malaysian citizenships. We won’t be able to renounce our Malaysian citizenships until we’ve gotten our Australian citizenships.

The reason why we’d like to withdraw is because all our annual KWSP dividends are included as part of our taxable incomes in Australia. Mine’s being taxed at 45% which is pretty painful.

I think we’re digressing a little here, let’s stick to Australia, shall we? Also I’m a lousy investor so you wouldn’t want my advise on money 😜