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 [AMA] I immigrated to Australia early 2022, Ask me anything!

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prophetjul
post Jun 15 2023, 09:43 AM

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QUOTE(NoComment222 @ Jun 14 2023, 02:45 PM)
Are there any discrimination to the Malays? These should be allowed:
1. Mosques with loudspeakers
2. Halal eateries with stickers
3. Prayer times embedded in employer culture for 5 times a day?

Hope Aussie is understanding
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Suggest you stay back in Malaysia. You have all those here. Why bother to migrate? biggrin.gif
prophetjul
post Jun 16 2023, 09:05 AM

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salary
kenji1903

Question on a PR application: My daughter graduated in Architecture in 2021 from RMIT in Melbourne. She has since worked for about 16 months in the profession in Melbourne.
She is currently on TR visa. She is planning to apply for PR at the end of the year. She is only 24 years old by then.
From the points calculator, she seems to have 80 points.

https://immi.homeaffairs.gov.au/help-suppor...ints-calculator

Do you think she will be able to get her PR by then?


prophetjul
post Jun 16 2023, 05:54 PM

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QUOTE(jojolicia @ Jun 16 2023, 04:38 PM)
Your daughter should be on 485 currently right. Ask her to be in contact with aaca if she wants to proceed 189.

I don't see much of a problem for her

With the MRA which came into effect last month, more so she should do this path.
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What's MRA?

And what does she need from AACA?

Thanks
prophetjul
post Jun 16 2023, 06:17 PM

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QUOTE(jojolicia @ Jun 16 2023, 06:12 PM)
aaca is her profesional accreditation council in aust. She being a rmit architecture graduate, this is her pathway assessment for 189. The procedure is there, email them for details.

The RMA is the mutual agreement signed last month between aaca(au), arb(uk) & nzrba(nz) for cross border mutual accreditation. She can do her practice in uk/nz if she wants to with much ease.
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Thanks for your very helpful input! thumbup.gif

prophetjul
post Jun 16 2023, 06:42 PM

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QUOTE(jojolicia @ Jun 16 2023, 06:24 PM)
Welcome. Since your daughter is practising in melb now, ask her to follow thru part 2 & 3.
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I guess you are an Architectural graduate too! thumbup.gif
prophetjul
post Jun 16 2023, 07:49 PM

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QUOTE(jojolicia @ Jun 16 2023, 07:23 PM)
Long time dy. Did my 3+2 back then.
I think the module has not changed, still a 3+2 for accreditation requirement.

Lets not hijack/ derail the thread further
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3+2 as in 3 years bachelor and 2 years Masters? She has her masters already.
Sorry to clarify. biggrin.gif
prophetjul
post Jun 16 2023, 07:56 PM

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QUOTE(Ramjade @ Jun 16 2023, 07:52 PM)
She's ok with paying higher taxes?
You are ok with paying so much for tax?
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You are blinkered.
She started with $5000 graduate salary.
Try that in Malaysia.
prophetjul
post Jun 16 2023, 08:07 PM

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QUOTE(Ramjade @ Jun 16 2023, 08:04 PM)
Is that pre tax or after tax?  Cause right now I feel so sayang earning tax free dividend and if I make the move my dividends all will be tax. sad.gif
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After tax and medicare is $4,070.
prophetjul
post Jun 16 2023, 09:46 PM

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QUOTE(Ramjade @ Jun 16 2023, 08:11 PM)
Then not that bad. Thought will be like 40% tax. Btw as a foreigner there, does the medical insurance goes up in price as we age like Malaysia or you get to lock in the price from the moment you purchase it?
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Not very sure of Medicare. I think it has different categories of coverage and therefore different prices.
prophetjul
post Jun 17 2023, 10:32 AM

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QUOTE(Salary @ Jun 16 2023, 11:22 PM)
Okay, allow me to share my thoughts and pardon the wall of text.

For visa subclass 189 (skilled independent), looking at the last few invitation rounds, the last round Architects were invited to apply was two rounds ago back in December 2022, but the points cut-off was 85. Prior to that, there October 2022’s invitation round had a points cut-off of 65. Going further back, there hasn’t been any ITAs issued for Architects since 2020 (and possibly earlier as I haven’t gone through older data).

May I know why she wasn’t invited to apply back in October? If I had to take a guess, your daughter hasn’t submitted an Expression of Interest (EOI) through SkillSelect yet, which is a huge no-no. Regardless of what her score is at this point, I would suggest her to submit her EOI ASAP and start gathering all her documents required for the application (e.g. IELTS cert, skills assessment, relevant forms, etc.). Ideally, this should’ve been done once she’s gotten her degree. What this does is, it puts her in the queue immediately and she won’t miss any chances just in case a surprise invitation round comes up. Also, being in the queue early helps as well.

Let’s take an example where there’s a pool of 200 EOIs for Architecture where 50 EOIs have above 80 points, 100 have exactly 80 points and the remaining 50 scored below 80. The order of priority for invitation is first based on points, followed by EOI submission date. Say, if your daughter is sitting at 80 points and she’s number 101 in the queue, but the the quota for ITAs is 100, then your daughter is going to miss out even if the points cut-off is 80. The first 50 EOIs with points higher than 80 will get their invitation, while the next 50 ITAs will go to those with 80 points based on the order of their application date.

I would suggest her to submit an EOI through SkillSelect ASAP for both visa subclass 189 & 190 (Victoria). I reckon she might receive her ITA quicker through 190 than 189, considering she’s already working in Victoria.

I won’t be able to advise further without stepping into uncharted territory, but other than submitting her EOI, I would suggest her to look into the following items:
1. Requirements and chances of getting ITA through subclass 190 via Victoria’s state nomination
2. Extending her TR
3. Checking with her employers on possibly getting them to sponsor her through subclass 186

I remember back when I applied for my 189, I was able to find details on the number of ITAs the Department of Home Affairs plan to issue each year and the number of EOIs in the pool. I can’t remember where I found those details, but if you’re able to do so, that will help you gauge when she’ll potentially get her ITA.

Now, please do not take what I’ve said as migration advice, but as a rough guidance. If your daughter feels overwhelmed with the process, please consult a reputable, registered MARA agent.
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Hi
Thanks for such a comprehensive write up.
Much appreciated.

She didn't submit last Oct as she just received her TR which she applied for in 2021 after she graduated. Due to Covid, the processing of the TR took a long long time. She was only granted her TR in Nov 2022. On top of that she was only 22 years old when she graduated. She would not have enough points then.




prophetjul
post Jun 17 2023, 10:41 AM

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QUOTE(Ramjade @ Jun 17 2023, 09:20 AM)
What 17% tax for first scenario? There is no dividend tax from Sg side or Malaysia side. So if I am paid SGD10k from sg side, I get to keep the full SGD10k. That's not the case if I am Australia tax resident.

Btw, what is this "while the 2k tax paid is claimed as a tax offset in AU."? It's based off  your tax bracket if I am not wrong. So if you are in the say 32.5% tax bracket, the dividends from sg side will be added further to your income tax and will be taxed at 32.5% too  (provided it didn't cross the limit of AUD120k) even though it's tax free from sg side and would have been tax free if you are a Malaysian tax resident. That's 32.5% loss just like that.
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I suggest Aus is not for you. You have no interest in career, family and life outlook apart from your investments and their returns. laugh.gif
prophetjul
post Jul 7 2023, 09:18 AM

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QUOTE(Salary @ Jul 6 2023, 09:21 PM)
You’ll be a foreign tax resident. Australian tax resident is only applicable for PRs and citizens.
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What about TRs?
prophetjul
post Jul 8 2023, 04:35 PM

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QUOTE(jojolicia @ Jul 8 2023, 04:15 PM)
Why, again nobody reply to your post.

Subclass 485 (graduate work stream) is consider as temporary resident for tax purposes.

485 will only be subjected to income earned in aust and not your foreign income.
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Thanks mate.
Not a lot of people has this experience like yours. smile.gif

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