If you're gonna move your investments to australia, you need to understand the australian system and what australians do in australia, not applying what you know from malaysia or singapore since they are not applicable anyways.

The biggest thing in australia is not super, but negative gearing. many australians get a mortgage to buy very expensive properties and then rent them out. You can report a net rental loss this way and even recover tax credits from the govt. That's why you hear the insane property price growth there, it is all due to the negative gearing system

https://treasury.gov.au/review/tax-white-pa...egative-gearing

because is not a "free ride to riches", but a free ride for the rich to get even richer. Ironically, most who benefit from this are the mainland Chinese who moved their wealth from china to australia, these group of people doesn't have any concerns about negative cashflow