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[AMA] I immigrated to Australia early 2022, Ask me anything!
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jojolicia
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Jun 11 2023, 02:55 PM
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QUOTE(Salary @ Jun 11 2023, 11:54 AM) Not unless you hold professional qualifications and experience that falls under the relevant permanent resident visa’s occupation list or if your employer is willing to sponsor you. Do not trust any employers or agents that gives you a “guarantee” for PR sponsorship after X number of years - never gonna happen for unskilled labour. This. This post has been edited by jojolicia: Jun 11 2023, 03:00 PM
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jojolicia
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Jun 11 2023, 03:03 PM
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QUOTE(Salary @ Jun 11 2023, 11:57 AM) Yes, I applied for my PR under subclass 189 before moving. 189/190 will require you to go through IELTS or equivalent, and if I recall correctly you’ll need to score band 6 for all 4 parts as a minimum. You’ll get additional points for straight band 7’s and straight band 8’s. Subclass 189 before moving. You must be a local uni graduate.
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jojolicia
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Jun 11 2023, 03:11 PM
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QUOTE(Salary @ Jun 11 2023, 03:06 PM) Everyone within my circle have gotten their 189/190 visa before they move, regardless if they’re a local or overseas grad, so I’m not sure what you’re implying. I meant local as in au uni graduated. I got my 189 via aaca. This post has been edited by jojolicia: Jun 11 2023, 08:30 PM
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jojolicia
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Jun 11 2023, 03:30 PM
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QUOTE(Salary @ Jun 11 2023, 03:19 PM) Yes I am, but doesn’t really matter as I only get 5 additional points as part of the process to get an invitation to apply. Most of my peers who migrated are Malaysian/UK grads. Yes. Anyway, those who are keen on subclass189 route, first go read up MLTSSL
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jojolicia
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Jun 13 2023, 09:22 PM
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QUOTE(Ramjade @ Jun 13 2023, 07:24 PM) Is it possible for me to keep my Malaysian citizenship and let my kids (I don't have any yet) to attend their school? Reason is when I am retired, maybe retire in Malaysia to avoid the taxation in Australia. Enroll them to Peninsula in Msia This post has been edited by jojolicia: Jun 13 2023, 09:32 PM
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jojolicia
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Jun 16 2023, 04:38 PM
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QUOTE(prophetjul @ Jun 16 2023, 09:05 AM) salarykenji1903Question on a PR application: My daughter graduated in Architecture in 2021 from RMIT in Melbourne. She has since worked for about 16 months in the profession in Melbourne. She is currently on TR visa. She is planning to apply for PR at the end of the year. She is only 24 years old by then. From the points calculator, she seems to have 80 points. https://immi.homeaffairs.gov.au/help-suppor...ints-calculatorDo you think she will be able to get her PR by then? Your daughter should be on 485 currently right. Ask her to be in contact with aaca if she wants to proceed 189. I don't see much of a problem for her With the MRA which came into effect last month, more so she should do this path. This post has been edited by jojolicia: Jun 16 2023, 05:03 PM
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jojolicia
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Jun 16 2023, 06:12 PM
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QUOTE(prophetjul @ Jun 16 2023, 05:54 PM) What's MRA? And what does she need from AACA? Thanks aaca is her profesional accreditation council in aust. She being a rmit architecture graduate, this is her pathway assessment for 189. The procedure is there, email them for details. The RMA is the mutual agreement signed last month between aaca(au), arb(uk) & nzrba(nz) for cross border mutual accreditation. She can do her practice in uk/nz if she wants to with much ease. This post has been edited by jojolicia: Jun 16 2023, 06:15 PM
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jojolicia
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Jun 16 2023, 06:24 PM
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QUOTE(prophetjul @ Jun 16 2023, 06:17 PM) Thanks for your very helpful input!  Welcome. Since your daughter is practising in melb now, ask her to follow thru part 2 & 3. This post has been edited by jojolicia: Jun 16 2023, 06:24 PM
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jojolicia
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Jun 16 2023, 07:23 PM
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QUOTE(prophetjul @ Jun 16 2023, 06:42 PM) I guess you are an Architectural graduate too!  Long time dy. Did my 3+2 back then. I think the module has not changed, still a 3+2 for accreditation requirement. Lets not hijack/ derail the thread further This post has been edited by jojolicia: Jun 16 2023, 07:41 PM
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jojolicia
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Jun 16 2023, 08:22 PM
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QUOTE(prophetjul @ Jun 16 2023, 07:49 PM) 3+2 as in 3 years bachelor and 2 years Masters? She has her masters already. Sorry to clarify.  Yup. 3 bachelor + 2 masters. Good, ask her get thru her aaca part 2&3. As i said, with the new rma effective last month, its triple yummy
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jojolicia
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Jun 16 2023, 09:05 PM
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QUOTE(Ramjade @ Jun 16 2023, 07:52 PM) You are ok with paying so much for tax? Just be where it fits best to you. This post has been edited by jojolicia: Jun 23 2023, 10:32 PM
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jojolicia
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Jun 17 2023, 10:41 AM
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QUOTE(Ramjade @ Jun 17 2023, 08:40 AM) Hopefully it's clearer now. I know what you mean. This is an open forum, there are ppl reading. Just don't poke the bee hive for the sake of you making a point. (you have been harping on this way too long. Just keep, enjoy your SG dividen). Whose door are you trying to knock? Tax structure can be changed as deem fit by one gov. A wise man would not spoil a tasty soup (for himself too). You are not the first nor the last. Hope you can read me well This post has been edited by jojolicia: Jun 17 2023, 10:57 AM
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jojolicia
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Jun 17 2023, 11:26 AM
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QUOTE(Ramjade @ Jun 17 2023, 11:16 AM) No one's door. Reason is I can FIRE if I dont move to Australia. With all the taxes I don't think I can FIRE. Maybe yes but take longer (which I don't want to wait). The reason for FIRE is to have early retirement and enjoy life. I agree and I already start seeing the changes in Malaysia even though it's still cheap for now. 3% tax Vs say 32.5% tax. You do you. You don't seem to read me, you are knocking on lhdn door. Be wise and not going around with a drum and trumpet on your tax free SG dividen income. You want otherwise? You are so self contradicting for a true investor. Edited. This post has been edited by jojolicia: Jun 17 2023, 12:22 PM
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jojolicia
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Jun 17 2023, 11:40 AM
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QUOTE(Ramjade @ Jun 17 2023, 11:37 AM) Bro, they already know long time ago. Lhdn already said they are going to tax all foreign source by 2025 or 2026 (can't remember which) that are remitted into Malaysia at 3%. It was supposed to be implemented this year but huge backlash hence postponed. I was looking at UK and Canada too and they have tax shelter stuff their resident for retirement. Australia only have super and that's even tax 15%. So it makes more sense to you to knock further on their door? All the best to you. Yes, there are many options. Edited This post has been edited by jojolicia: Jun 17 2023, 12:18 PM
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jojolicia
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Jun 18 2023, 12:08 PM
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QUOTE(t4gn @ Jun 17 2023, 04:29 PM) In the context of future retirement when one is presumed to be older, lacking in energy, higher prospensity to fall sick, think the best solution is to make more money such that any added tax is simply treated as a fixed cost of living in the desired country. Desired meaning, access to amenities like nursing home, hospital, walkability, safety... etc imo, optimizing for future taxation during retirement is simply running too much on the margins. Is better to make more money such that taxation is not important, esp when one still have the earning capabilities. Taxation policies can change anytime and they probably will to curb tax "minimisers". Well said 👍. I can see your delivery effort there. Hope your soft toned contexts are being read well. This post has been edited by jojolicia: Jun 18 2023, 12:34 PM
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jojolicia
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Jul 8 2023, 04:15 PM
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QUOTE(prophetjul @ Jul 7 2023, 09:18 AM) Why, again nobody reply to your post. Subclass 485 (graduate work stream) is consider as temporary resident for tax purposes. 485 will only be subjected to income earned in aust and not your foreign income. This post has been edited by jojolicia: Jul 8 2023, 04:20 PM
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jojolicia
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Jul 8 2023, 04:41 PM
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QUOTE(prophetjul @ Jul 8 2023, 04:35 PM) Thanks mate. Not a lot of people has this experience like yours.  Opss sorry, my bad. My apologies to TS too 🙏, just realised TS did not reply to any later postings as well. Busy This post has been edited by jojolicia: Jul 8 2023, 06:42 PM
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