Jun 9 2023, 12:36 AM
QUOTE(Zoo Howl @ Jun 8 2023, 11:37 PM)
Plan to do it with alliance bank credit card, but both offer the same thing which are 4 years tenure with 6.88%, Wanted cash to clear my another bank CC
/k come advise which is better? Balance transfer or cash advancement?
/k come advise which is better? Balance transfer or cash advancement?
QUOTE(bobowyc @ Jun 8 2023, 11:52 PM)
Lol. Getting cash from another place to cover the current debts? Never a good idea. Dont think of easy money. Think how to solve this one first. If you really need to get a 2nd job or side income. And cut down on spending. Most people wont do that because they wanna show face and show on fb they are rich. Just dont follow trend.
i have to say. BOBOWYC is quite misleading.increasing Income is always priority. No wrong.
but if you have quite amount of CC outstanding , that is a quite serious PROBLEM
i guess BOBOWYC do not know how CC interest calculate.
1st. Compounding (monthly)
2nd. CC interest is 18% p.a.
if you can convert this outstanding into even 11% p.a. FIXED with monthly payment...
you can SAVE ALOT MONEY.
JUST TO MAKE SURE, after u clear the outstanding. DESTROY THE CARD. and ITS ACCOUNT
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