Hi, I would appreciate some confirmation from those who has both of these CASA, did you actually received the stated interest percentage? Monthly?

Kind like too good to be true.

Thanks.

This post has been edited by danielwoo: Jun 1 2023, 05:56 PM

they have worked out the effective rate for u, 4% highest


the other one based on incremental average balance
example: if the promotion period lasts from May to July 2023
you deposit all in May, withdraw almost all in June, then deposit again in July
then you get 5% in May and July, not June

if you deposit in May and keep the same balance throughout, you don't get 5% in June/July, unless u have fresh fund coming in
then again, only the incremental amount be eligible for 5%
your existing balance in current month won't be qualified for 5% in subsequent month

recently called UOB enquire on FD.
half way through the officer start to promote stash acc pulak, claiming no lock in period.
with some many terms and conditions. I would rather give it a pass.

Have the same thought as well. Not as straight forward as Rize

So have you actually received the stated interest for both of these CASA?

UOB One with 4% effective rate and 5% on Stash?

no, i saved at Rize as well
since the promotion is until August + RM 20 bonus
which could cover the account closing fee RM 10

for the 4% at One, you need a balance of RM 100,000
that turns me off

for the 5% at Stash, I made some calculation towards the end of May
my balance on the 1% difference is not significant after deducting the account closing RM 10 + debit card RM 8
might as well continue with Rize

For those who has UOB One Acc, is the transfer in via Duitnow based on "posting date", i did a Duitnow transfer (not IBG) from other bank to UOB One account on 18 July 10:25pm, but, i just login to UOB PIB recently n notice the date is captured as 20 July 2023 instead of 18 July 2023. 19 July is Public Holiday, so, they only post the txn on 20 July?

Also, i notice the SMS alert from UOB is scripted as "Payment" intead of Fund transfer.

RM0 UOB: Payment of RM500.00 is received from XXX to your UOB A/C or Card ending xxxx @ 18/07 10:25PM

This post has been edited by mamamia: Jul 26 2023, 04:27 PM

Stash offering 6% on incremental balance again...

https://www.uob.com.my/personal/promotions/...sh-account.page

Confusing, how this works ah?

deposit first 50k? then next month deposit another... 50k? which entitle to 6%?

guys, please continue your discussion here https://forum.lowyat.net/topic/4439367