How 0% installment work?
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 May 26 2023, 03:25 PM
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#1
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3,835 posts Joined: Oct 2011 
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QUOTE(Paradigmata @ May 26 2023, 03:14 PM) I still don't understand what is Balance Transfer. Let's say you have CC outstanding at bank A,B,C, and the interest rate are so high like 18% because you didn't make full payment. How to use? 0% interest also?  You can balance transfer all of them to bank D, at a lower interest rate, sometime got promo 0% also. Just contact bank D and fill up some forms. |
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Oct 2 2023, 03:50 PM
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#2
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3,835 posts Joined: Oct 2011
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QUOTE(viktorherald @ Oct 2 2023, 02:55 PM) the point is, bank doesnt give 0% installment for free, the cost is surely charged to retail, then its passed on to consumers Could it be the bank absorb/waive the fee as marketing/promo expenses to be more competitive? |
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