I have a serviced apartment property in cyberjaya, bought it at price 273,400 (4xxsqft) since 2011 (12 yrs ago). Been 12 yrs now current market price was 240k. (balance loan Tenure 23 yrs). Current rented rm 1.1k.

Come to my my question is should I let go? Continuesly rented out? Or partial settlement?


1.Rented out, let tenant pay installment for you.
2. Partial settlement/monthly pay extra more for early settlement
3. Don't keep. Just let go since value doesn't goes up.
4. Rented out + pay extra monthly for early settlement. In future I can do refinance cash out for leverage in biz, children education, semi retirement?

Which should I go? Looking for advise from experience sifu or respective elders. Appreciate 🙏

1. Is under master title. Property VP 2013 if not mistaken.
2. I felt is bad maintenance condition, lift always having problem
3. Most of them student form LKW and MMU. 30% expats.

Recently alot unit here are lelong.