I'd advise you to start working first after graduation. If needed, you can take up a part-time master's degree (by coursework, mixed mode, or research) while you're working.

& some companies will sponsor your Ph.D. studies if they need you to have the qualification. You can always do your Ph.D. in the future. There's no rush to complete it in your twenties, unless you wanna work in the academia or R&D companies.

This post has been edited by Ralna: May 4 2023, 10:43 PM