hi all, I want to see if there's a possibility of me getting a housing loan. Here's the situation. I have been a freelancer for the past 10 years, no fixed income esp from covid times and it's been 8 months since my last contract/paycheck. I'm 42, currently renting and considering buying the place as the owner is offering a pretty good deal at RM580K. I have fds/stocks totaling RM500K and my sis is putting in RM200K. So I would need a loan of RM350-380K. If I brought this to the banks, what are the chances of me getting a loan and with reasonable rates? Thanks