Already 2023, which phones are not compatible with bank apps or SecureTAC?

I find it easier with SecureTAC because no need to enter the TAC manually.

My shopping and banking apps are on a separate phone with a separate number. When I shop on another phone and click pay, the other phone will notify me with payee details, and only need to click Approve to proceed. So simple even a 90-year old grandpa can do it.