Cannot find through FAQ, few questions in mind before proceed opening an account:-

1) I saw people posted very nice package of debit card, any annual fee?

2) If yes, can i opt for no debit card so no annual fee?

3) Duitnow transaction in and out only free up to RM5000, so any transaction above that amount in a single transaction will be charged RM0.50 fee?

Did Rize still giving any free RM20 for new signup? or referral? Thinking of opening a Rize account now