Just in time, since affin swap into lousy system and hlb keep beating around bush with lousy cs.

Al Rajhi also not much different from conventional bankers.

1. There is a agency fee 0.01% on this a/c stated in product info's PDF.
2. Sign up T&C includes consent to marketing by bank and partners.
3. Bank will collect religion personal data, in T&C.
4. Call Rize customer service 2x but no pick up, suppose to be 24/7.

Trying to find out a few process include if Bankcard will incur $8 annual fee.

RM10.00 annually, first year free.
After how many times call in, call drop, but stated customer service 24 / 7.

Rize client charter stated transparency but this fee is not stated anywhere on website, product info and terms. As someone posted, AR is largest Islamic bank in the world. So rich yet... Buyer beware.

Report hlb to bnm, result bnm decline report.
Keci mouse report cat, they will just LOL.

Only 3 things we can do, vote with wallet, union and get MP to enact law.
TQ for your concern.

Evil's best disguise is almighty.

1. Agree, report produce record.
2. On the contrary, because union is effective, that's why crush it. Old gov't use 3R to divide people.
3. Old MPs are self serving yet there are some who know they must also serve people for support.
4. Vote with wallet is good. Yet it only go so far. Many cases, strongest will of one person is insuffice.
5. They have to disguise their true masters and intent. Also prevent backlash like in France.
6. Anyway, those are the ways to reform. If reform fails, then we slave or revolt. Revolts are bloody.

As for Rize, under AR, largest Islamic bank in Middle East, its just their way to get database & raise profit.
Al Rajhi refuse to accept Rize's depositors at Al Rajhi's branch counters, saying go deposit in other bank then transfer to Rize.
Are they so afraid or aroused to see my knees and ankle

Welcome pack looks nice.

My friend applied for account, next day get call to invest in Australia land AUD100k expo in Pavilion this weekend, and another spam call. Coincidence or largest Islamic bank despo for profit ?

What are you talking about?

My friend applied after 2 days still not information on success or fail.
Look at the welcome box also useless accessories in gay theme colour.
Even staff is embarrass how Rize operates. No wonder Al Rajhi ...

You sharing but trying to find out process
Some of the posts in Finance are oxymoron

Rize charge agency fee 0.01% in account product disclosure sheet, PDS
Bankcard RM10, first year free, 8 ATM withdrawals free monthly + 9th onwards : 0.50 each
Replacement card: RM12. Using other banks ATM / payment network may incur charge.

Pay Net transfer: RM5k free, exceeding 5k = 0.50 per transfer.
1800 call center but no branch counter transaction.
Applications are user approval to Rize on using personal data for marketing.

I did not see RM8 unlimited ATM withdrawals on PDS, and not bothered to verify.
My friend's application had tens of T&C pages to read but Rize claims they are transparent.

yes.

they saw your a/c lots of fund so they want to keep your cash, right ?