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 Digital bank Rize, By Al Rajhi Bank

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LostAndFound
post Jan 31 2024, 12:08 PM

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QUOTE(nexona88 @ Jan 30 2024, 10:43 PM)
Visit the thread & topic...

See what's cooking there 😁

Then you got the answer what to talk about GX Bank πŸ™
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Everyone talking about 1% cashback on the card... worth meh? Seems like very low return compared to CC.
LostAndFound
post Jan 31 2024, 01:46 PM

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QUOTE(xander2k8 @ Jan 31 2024, 01:00 PM)
Cannot compared CC CB πŸ€¦β€β™€οΈ as CC is meant to debt trap to those who don’t know how to use while 1% is literally GX is giving out their own money to expand the ecosystem

Remember it is only up to before Xmas
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For the informed consumer who pays their CC bills in full and by statement date, CC gives even more benefit (delayed payment means earned interest). And 1% is literally the cashback of my 'backup' CC which is only used when all the more worthwhile CCs are maxed in terms of cashback for the month. Don't see why anyone very excited by a deal which... is even less than most ewallets had when they were launching.
LostAndFound
post Jan 31 2024, 09:27 PM

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QUOTE(!@#$%^ @ Jan 31 2024, 04:08 PM)
i dun like using mobile number. later everyone can search for me via mobile number. lol.
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If someone have your number... they already have your name, because that's like the most basic data leak in Malaysia.

And this isn't the US, when they search your number in DuitNow the worst thing they can do is.... send you money.
LostAndFound
post Jan 31 2024, 11:10 PM

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QUOTE(!@#$%^ @ Jan 31 2024, 11:00 PM)
well, for me other's cant get my info by my phone number via duitnow. in fact i'd like to stay anonymous especially when dealing with unknown. for example the number 0123456789, now we all know who are the owners and can further search who are these ppl if we want to. whereas on tng transfer, we can use a nickname.
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The repeated data leaks (telco and gov related) over the years means unless you regularly change phone number, your phone number, email address, name, and IC number should be considered 'publicly available' information for those with the motivation to find them out. So your 'anonymity' is only for random people without intention/motivation.
LostAndFound
post Feb 1 2024, 09:58 AM

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Mine seems correct, single transaction at 11:59:59. But I only opened my account in middle of January. So it seems the mistake is only for existing account?
LostAndFound
post Feb 11 2024, 10:00 PM

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QUOTE(Optizorb @ Feb 1 2024, 03:25 PM)
cant speak for gxb as i dont use it.

im talking about rize. sometimes people get charged, sometimes people dont.

its just rize being rize. to be safe i just transfer 4999 multiple time
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If get charged, will see before click to finalize transfer? So can back out?
LostAndFound
post Feb 19 2024, 11:59 AM

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I just withdraw 50k duitnow with no issue or charge...
LostAndFound
post Feb 22 2024, 03:09 PM

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QUOTE(nexona88 @ Feb 22 2024, 10:11 AM)
It's started again..

Unnecessary spam report against my post...

From FD, to EPF.. now Rize topic...

Talking about extension of 4% Rize rate also can get report....
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While the initial report may be unnecessary.... this reply you posted is really quite unnecessary and spam don't you think? Nothing to do with this topic at all.
LostAndFound
post Mar 2 2024, 07:48 PM

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My account got quite a bit of in and out, so I use a script to calculate MAB. Script output the value, I multiply with 0.04 and 29/366, got within 4 cents of actually deposited amount. So close enough for me.
LostAndFound
post Mar 19 2024, 12:02 PM

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QUOTE(sp3d2 @ Mar 19 2024, 12:00 PM)
what is the negative impact if you just choose to leave RM 10 in rize for forever instead of closing it?
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You lose RM10?

Also not sure if it makes a difference next time you try to reopen account (with Rize or with parent bank)....
LostAndFound
post Mar 21 2024, 12:10 PM

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QUOTE(Haloperidol @ Mar 21 2024, 11:14 AM)
- daily calculated interest (despite interest at the end of the month)
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Not daily compounded though, that makes a difference.
LostAndFound
post Mar 22 2024, 08:31 PM

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QUOTE(ronnie @ Mar 22 2024, 09:16 AM)
limit is to prevent bank run
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Limit is about online transaction, not to prevent bank run (real bank run will have people standing at counter). Is just to limit losses in event of scam, meaning also limit liability of bank.
LostAndFound
post Mar 26 2024, 05:23 PM

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So the two alternatives are KDI and Versa I guess?

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