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Digital bank Rize, By Al Rajhi Bank
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ScrappyCoCo
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Aug 17 2023, 11:24 AM
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Getting Started

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Cannot find through FAQ, few questions in mind before proceed opening an account:-
1) I saw people posted very nice package of debit card, any annual fee?
2) If yes, can i opt for no debit card so no annual fee?
3) Duitnow transaction in and out only free up to RM5000, so any transaction above that amount in a single transaction will be charged RM0.50 fee?
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Optizorb
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Aug 17 2023, 11:28 AM
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QUOTE(ScrappyCoCo @ Aug 17 2023, 11:24 AM) Cannot find through FAQ, few questions in mind before proceed opening an account:- 1) I saw people posted very nice package of debit card, any annual fee? 2) If yes, can i opt for no debit card so no annual fee? 3) Duitnow transaction in and out only free up to RM5000, so any transaction above that amount in a single transaction will be charged RM0.50 fee? 1) annual fee 10/year, 1st year currently waived 2) debit card is optional, by default no card. if you want have to apply for it 3) limit increased already, no idea how much is limit now. you can test yourself later on, it should inform you got 50cent charges before proceeding iirc This post has been edited by Optizorb: Aug 17 2023, 11:30 AM
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lovelyuser
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Aug 17 2023, 11:45 AM
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QUOTE(ScrappyCoCo @ Aug 17 2023, 11:24 AM) 3) Duitnow transaction in and out only free up to RM5000, so any transaction above that amount in a single transaction will be charged RM0.50 fee? QUOTE(Optizorb @ Aug 17 2023, 11:28 AM) 3) limit increased already, no idea how much is limit now. you can test yourself later on, it should inform you got 50cent charges before proceeding iirc Tried 50k transfer, no charge
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Nom-el
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Aug 17 2023, 11:55 AM
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QUOTE(lovelyuser @ Aug 17 2023, 11:45 AM) Tried 50k transfer, no charge I have tried transferring more than 5k without any charge but my family member was charged 0.50 for a transfer of slightly more than 5k a few days later. There was no indication of any fee before the transfer. However, the charge can be seen in transaction history. I also do not understand why some people are charged and some people are not. Btw, I received a missed call from my local Al-Rajhi branch. Anyone else received any similar call like that?
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jhlou
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Aug 17 2023, 12:34 PM
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QUOTE(Nom-el @ Aug 17 2023, 11:55 AM) I have tried transferring more than 5k without any charge but my family member was charged 0.50 for a transfer of slightly more than 5k a few days later. There was no indication of any fee before the transfer. However, the charge can be seen in transaction history. I also do not understand why some people are charged and some people are not. Btw, I received a missed call from my local Al-Rajhi branch. Anyone else received any similar call like that? I was charged for more than 5k. CS will call if multiple transfers in one day.
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Optizorb
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Aug 17 2023, 01:07 PM
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huh, something like transaction charges also they so inconsistent?
seriously what kind of amateur bank is this topkek
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virtualgay
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Aug 17 2023, 01:56 PM
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QUOTE(Optizorb @ Aug 17 2023, 01:07 PM) huh, something like transaction charges also they so inconsistent? seriously what kind of amateur bank is this topkek The last round I withdraw rm9k I got charged 0.5 This post has been edited by virtualgay: Aug 17 2023, 01:59 PM
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ericlaiys
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Aug 17 2023, 05:12 PM
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QUOTE(virtualgay @ Aug 17 2023, 01:56 PM) The last round I withdraw rm9k I got charged 0.5  advise to withdraw 4999
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cybpsych
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Aug 17 2023, 05:15 PM
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QUOTE(ericlaiys @ Aug 17 2023, 05:12 PM) withdraw exact RM5,000.00 also no fee
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virtualgay
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Aug 17 2023, 05:25 PM
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QUOTE(ericlaiys @ Aug 17 2023, 05:12 PM) if multiple withdrawal they block my account then again i have to call them is like too secure sometimes!
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ericlaiys
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Aug 17 2023, 05:40 PM
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QUOTE(virtualgay @ Aug 17 2023, 05:25 PM) if multiple withdrawal they block my account then again i have to call them is like too secure sometimes! any bank also will block if u do quite frequent
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ronnie
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Aug 17 2023, 06:10 PM
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the transfer out fee is not shown before you click confirm?
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TSikanbilis
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Aug 17 2023, 06:35 PM
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QUOTE(cybpsych @ Aug 17 2023, 05:15 PM) withdraw exact RM5,000.00 also no fee Tested my exact RM5k withdrawal kena 50sen fee.
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cybpsych
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Aug 17 2023, 06:54 PM
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QUOTE(ikanbilis @ Aug 17 2023, 06:35 PM) Tested my exact RM5k withdrawal kena 50sen fee.
yikes my last transfer was 5000.00, no fee imposed my setup is this: duitnow transfer to mykad perhaps can try non-bank account method This post has been edited by cybpsych: Aug 17 2023, 07:00 PM
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TSikanbilis
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Aug 17 2023, 07:00 PM
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QUOTE(cybpsych @ Aug 17 2023, 06:54 PM) yikes my last transfer was 5000.00, no fee imposed VIP - no fee imposed ikanbilis - 50sen fee
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TSikanbilis
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Aug 17 2023, 07:03 PM
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QUOTE(cybpsych @ Aug 17 2023, 06:54 PM) yikes my last transfer was 5000.00, no fee imposed my setup is this: duitnow transfer to mykad perhaps can try non-bank account method I tested transfer to my mobile number also got 50sen fee. Rize really discriminate against ikan bilis
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cybpsych
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Aug 17 2023, 07:06 PM
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QUOTE(ikanbilis @ Aug 17 2023, 07:03 PM) I tested transfer to my mobile number also got 50sen fee. Rize really discriminate against ikan bilis  you did many transfers of >5k? I suspect something like FOC up to X transfers. after that, fee imposed.
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TSikanbilis
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Aug 17 2023, 07:09 PM
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QUOTE(cybpsych @ Aug 17 2023, 07:06 PM) you did many transfers of >5k? I suspect something like FOC up to X transfers. after that, fee imposed. Nope. Upon seeing the 50sen fee, i changed to RM4999 and no fee imposed.
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Optizorb
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Aug 17 2023, 07:17 PM
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rize is a topkek digital bank.
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TSikanbilis
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Aug 17 2023, 07:20 PM
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QUOTE(Optizorb @ Aug 17 2023, 07:17 PM) rize is a topkek digital bank. Just tahan till 31 Dec when the promo ends then transfer all money out.
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