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 Digital bank Rize, By Al Rajhi Bank

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nexona88
post Oct 2 2023, 12:14 PM

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QUOTE(Optizorb @ Oct 2 2023, 11:56 AM)
Previously my July and August interest was wrong, get way lesser than what im supposed to get (quite a few others kena this as well).
Both times had to contact CS to let them know then only they investigate. If didnt contact them or not aware of missing interests I wonder if they just keep quiet act dont know about it..

Anyway, dont have doubt cause protected by PIDM.
so if anything can report to BNM as well..

It is VERY annoying though, cause this means I cant trust rize at all, so I have to do my own calculations at end of each month then check whether tally with what I get or not..

Luckily for September's payout it finally matches with what I'm supposed to get, so hopefully this issue is fixed for my account. But again, because of this my trust in Rize's calculations is zero (as i have shown previously, their calculations really fail even in their own TnC). So yea still have to keep track of it every month. Not like KDI where i can just dump and forget about it.
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oh well..

there's indeed some issues about the interest $$$... could be some error because still new...

now should be okay...

next one, should be accurate calculations....
nexona88
post Oct 2 2023, 06:30 PM

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QUOTE(ronnie @ Oct 2 2023, 03:27 PM)
i heard max RM5k kena charge 50 sen..still applies ?
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don't understand what u trying to say actually?

what fee?? hmm.gif
nexona88
post Oct 3 2023, 09:26 AM

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QUOTE(Justmua @ Oct 2 2023, 09:59 PM)
Ya, still apply. See pic.
user posted image
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QUOTE(ronnie @ Oct 3 2023, 07:33 AM)
if we transfer RM5001 out of RIZE bank account will we be charged 50 sen per transaction ? the duitNow fee, i believe
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Ooh this fee u talking about

Should still have...

Not sure, because I didn't transfer more 5k yet 😁
nexona88
post Oct 3 2023, 10:16 AM

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QUOTE(ronnie @ Oct 3 2023, 09:50 AM)
but below RM5k no fees, right ?
Because i'm using RIZE as FD so won't be withdrawing until the promo rate ends.
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Confirm no fee
No worries 😁
nexona88
post Oct 3 2023, 10:19 AM

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QUOTE(lovelyuser @ Oct 3 2023, 10:11 AM)
Since day 1 opening been transferring numerous tranx more than 5k, no charge at all

I'm using it as my main SA, before hit the sack will transfer all excess from other banks to Rize

Long live Rize!
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Oh really

Good to know...

Maybe be waived till year end 😁
nexona88
post Oct 3 2023, 11:50 AM

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QUOTE(ikanbilis @ Oct 3 2023, 11:35 AM)
Not waive for everyone. Whenever i put RM5k, 50sen fee will appear. So i changed to RM4999 then no charges.
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QUOTE(virulence @ Oct 3 2023, 11:42 AM)
I get charged 50 cents too when transactions are RM5k and above  sweat.gif
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Hmmm...

Then how the other guy gotten waiver 🤔🧐

How they pick / qualified for it....

nexona88
post Oct 3 2023, 03:14 PM

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QUOTE(virulence @ Oct 3 2023, 02:48 PM)
I think TS ikanbilis and me signed up at earlier date when T&C stated 50 cents fee for transactions of RM5k above. This fee might be waived for later signups/extended promo  dry.gif
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possibilities is there tongue.gif

not yet done above 5k...

So I don't know the real story
nexona88
post Oct 3 2023, 04:44 PM

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QUOTE(Optizorb @ Oct 3 2023, 04:24 PM)
well thats typical rize.

just like their profit payout issue.
some people kena some people didnt kena..

some people withdraw >5k no charges, some people withdraw >5k got charges.

Hard to tell who is who with rize, so you have to kena yourself first then only know you under which category..

topkek
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Rize is still new boss...

sure got initial problems / issues for initial batch... we all become testing people who faced all kind of problems sweat.gif
nexona88
post Oct 4 2023, 07:43 PM

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QUOTE(eddydo @ Oct 4 2023, 07:21 PM)
thanks! the rest is with KDI which is also 4%  thumbup.gif
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Spread the $$$

👍

Don't put everything in 1 basket 😁
nexona88
post Oct 5 2023, 12:20 AM

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QUOTE(virtualgay @ Oct 5 2023, 12:17 AM)
if money not urgent to use till you are 50 then dump into EPF and forget about it even better
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Yes
EPF consider good option for long term
If some fellow don't go do some hanky panky stuff.... like free flow of withdrawal
nexona88
post Oct 5 2023, 10:54 AM

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QUOTE(ronnie @ Oct 5 2023, 07:40 AM)
user posted image

Hope the successor increase the promo rate !!!
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Increase promo rates??

Don't really think so...
So far, their rates consider more than average by market standards.... which all wayyy lower than 5%
nexona88
post Oct 5 2023, 11:34 AM

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QUOTE(virulence @ Oct 5 2023, 11:02 AM)
There's still one final OPR meeting next month so up to BNM to decide if they want to save the economy or the ringgit
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But there's speculation going on saying that the OPR would stay until at least Q2 2024 🤔🧐
nexona88
post Oct 5 2023, 12:14 PM

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QUOTE(virtualgay @ Oct 5 2023, 11:50 AM)
speculation said till end of 2024....
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Ooh.
End of 2024...

Was thinking it's until Q2 only... then reviews
nexona88
post Oct 5 2023, 01:20 PM

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GXS start operation

There's where the real fun begins... more competitive market.... more existing pool of customers too... especially those from Grab
nexona88
post Oct 5 2023, 02:39 PM

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QUOTE(virtualgay @ Oct 5 2023, 02:36 PM)
i hope they separate their Grab App and their Digital Baking App
if they combine sure issue like kena hack or money all drain because of kena hack
better dont combine lo.. for security purpose keep it separate
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in Singapore they separated right? hmm.gif

so should be the same here....
nexona88
post Oct 5 2023, 07:59 PM

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QUOTE(dimgai @ Oct 5 2023, 05:36 PM)
Hi everyone. I am facing issue with this

user posted image

Send multiple emails to Rize for a week and Rize replied with automated messages. Call CS and the operator said it was IT issue and it has been almost a MONTH for minority people.

anyone facing this issue? how to fix this? Whenever I click log in the message keep popping and I have no other option but press cancel
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Normally happened...

Just uninstall the apps...
Clear cache... whatever in the phone (using some cleaning apps)...

Restart phone

Then install fresh & longing again

Should be okay...
nexona88
post Oct 8 2023, 03:59 PM

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QUOTE(Optizorb @ Oct 8 2023, 03:16 PM)
in the past, all my contact with CS (for account creation issue, missing profit issue) have been around 11pm~1am. Even on weekend.

Cause i also saw that it mentioned 24/7. That's why i called at night.

Not sure if any changes made to it recently.
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hmmm...

others non fraud cases...

all during office hours only...

only critical fraud cases they would layan u boss sweat.gif

like block your card or account ASAP

This post has been edited by nexona88: Oct 8 2023, 03:59 PM
nexona88
post Oct 8 2023, 05:57 PM

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QUOTE(Optizorb @ Oct 8 2023, 05:04 PM)
and you are very sure of that because you speaking from your own personal experience with Rize?

Because here's my own personal experience with Rize.
user posted image
Even their email replies to me are at anything but office hours.
user posted image

user posted image

user posted image
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Because I tried calling once...
No one pick up the call.. either their shift change or no one working...

So that onward...
Only called during working hours... very fast they attend my call... no waiting at all 👍
nexona88
post Oct 8 2023, 11:25 PM

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QUOTE(chuanyou @ Oct 8 2023, 08:28 PM)
On my first call on Saturday afternoon, Rize redirect me to automated message which said customer service only available on certain time frames (general business hour).

On my second call on today morning able to reach the customer support and been told will investigate and “hopefully” resolved by 3-5 working days.

Tbh it is not pleasant experience for me as a bank couldn’t provide liquidity. For more context, i have around 40k in the account and trying to transfer 5k through Duitnow
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Hmmm..
So Saturday cannot, Sunday can??
Weird.... they following like Arab / Islamic countries working day huh?
Sunday to Friday working... Saturday closed??? Same like some of super majority Malay states of Malaysia....
nexona88
post Oct 9 2023, 08:55 AM

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QUOTE(chuanyou @ Oct 9 2023, 08:21 AM)
I am confused as well haha,attached the exact time for both calls

user posted image
user posted image
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Oohhh..

Maybe weekend working hours till 1pm only
Since u called after 4pm..

Sunday u called mornings... still working hours 😁

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