If you want cheap online takaful, you can try FWD. Yes it's shariah. Compliment.
No agent. Buy online and that's it. But need to tell family how to claim.
https://www.fwd.com.my/direct/protect-direct/
There's no death due to accident. Just death alone.

If you don't care about shahriah, can take a look at Deartime.
https://www.deartime.com/
If you go via Deartime, you need to buy death and buy accident as well.
For 350k death coverage and 350k accident coverage, total premium you have to pay is around RM381/year. Quite good.

If you dont trust fintech, here's AXA offering.
https://letsgoforlife.com/buy/online-life-insurance-malaysia

Here's AIA offering. It's fully online
https://www.aia.com.my/en/our-products/onli...i-one-plan.html

PS
shop around. Don't just take get quote form one agent or online. For me I am getting some stuff from FWD (I am non Muslim) and possible Deartime in the future. Not now though but I don't think anyone can beat Deartime offering.

If you can buy online, buy online. It will help you save cost a lot.

This post has been edited by Ramjade: Mar 25 2023, 07:17 PM