Feb 13 2023, 01:57 PM
QUOTE(NeohJing @ Feb 13 2023, 11:20 AM)
Use Credit card to buy Apple Mac online for Rm6k smthg: on 8 Feb 2023 but the thing not yet arrive.
Want to ask about credit card charge, do i need to pay before 10 Feb 2023?
Statement date: 21 Jan 2023
Payment due date: 10 Feb 2023
Want to ask about credit card charge, do i need to pay before 10 Feb 2023?
Statement date: 21 Jan 2023
Payment due date: 10 Feb 2023
QUOTE(NeohJing @ Feb 13 2023, 01:50 PM)
But today is 13 Feb already, kena charge ody?
Oh u meant tis 8 Feb transaction should appear in next statement?
Emm… i m still blur how credit card charges.
Anyone can explain an example pls
Statement Date: That PDF email comes to your email inbox, indicating that's your monthly usage with X bank's CC.Oh u meant tis 8 Feb transaction should appear in next statement?
Emm… i m still blur how credit card charges.
Anyone can explain an example pls
Payment Date: XX/XX/XX is the F I N A L day to make payment to X bank before they charge you charges.
Throw Apple or ANY MERCHANT out of the question. Item on your hand or not, X bank does not care.
Your statement shows Apple already charged you RM6,000 right? Pay it off. Why? Refer the above sentence.
Pay before 10th Feb 2023 (to be safe), you pay RM6,000 nett. No extra charges what so ever.
Pay after 10th Feb 2023, bear the finance charges from 15-18% depending on your CC and bank.
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