PB want to increase my visa infinite CC limit to 42k.
End up cancel the card. Spent within ur limit, not for glamour
Visa Infinite = T20?
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 Feb 9 2023, 12:18 AM
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Junior Member
235 posts Joined: Feb 2017  
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Feb 9 2023, 12:26 AM
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#2
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Junior Member
235 posts Joined: Feb 2017
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QUOTE(fantasy1989 @ Feb 9 2023, 12:23 AM) limit only .. most important is self discipline it is impacting the DSR.high limit quite useful especially when you go for business trip just spend n claim later ..no need use own money to relief limit while waiting company claim approval pre-covid i and my colleague went for 1 month business trip..he need to keep uplift own FD to bayar dulu while waiting company claim reimburse  i do buy properties |
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Feb 9 2023, 12:44 AM
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#3
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235 posts Joined: Feb 2017
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QUOTE(fantasy1989 @ Feb 9 2023, 12:29 AM) DSR does not include credit card limit right? unless you are saying got outstanding that you cant clear off you are right. but the reality is that higher credit limit will typically end up with higher spending. DSR = total monthly commitment + loan / Net income i cannot understand why bank want to give credit limit which is 2.5x of my monthly income. if credit limit within my monthly income, for sure can clear in time. |
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Feb 11 2023, 09:32 AM
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#4
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235 posts Joined: Feb 2017
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QUOTE(MADReaLJL @ Feb 11 2023, 09:13 AM) If you want to buy business class ticket to somewhere for example can ask for temporary credit limit increase when needed.I do so when travel overseas |
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