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 Visa Infinite = T20?

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SUS2feidei
post Feb 9 2023, 01:39 AM

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QUOTE(kons @ Feb 8 2023, 07:10 PM)
nope, world mastercard elite = t20
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biar betik boss....u mod tarak tipu punya?

ayam kuli b40 cikai cikai pun dapat, cukur free for life, no annual fee, else, mampuih kuli b40 rike ayam mau pay......1 tahun RM600 sweat.gif

not amex centurian black real T20 meh?

This post has been edited by 2feidei: Feb 9 2023, 01:40 AM
marukopi
post Feb 9 2023, 02:22 AM

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Only metal card = t20
fantasy1989
post Feb 9 2023, 08:16 AM

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QUOTE(abelyap @ Feb 9 2023, 12:44 AM)
you are right. but the reality is that higher credit limit will typically end up with higher spending.
i cannot understand why bank want to give credit limit which is 2.5x of my monthly income. if credit limit within my monthly income, for sure can clear in time.
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I am having almost 10x credit limit for years

Till today so far all cleared and doesn't lead to higher spending and clear all every months on all cc

This post has been edited by fantasy1989: Feb 9 2023, 08:21 AM
SUSrtk74
post Feb 9 2023, 09:29 AM

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QUOTE(fantasy1989 @ Feb 9 2023, 08:16 AM)
I am having almost 10x credit limit for years

Till today so far all cleared and doesn't lead to higher spending and clear all every months on all cc
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Cukur lahhh
Just got new CC, but only for online purchase/cashbak
kons
post Feb 9 2023, 09:31 AM

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QUOTE(2feidei @ Feb 9 2023, 01:39 AM)
biar betik boss....u mod tarak tipu punya?

ayam kuli b40 cikai cikai pun dapat, cukur free for life, no annual fee, else, mampuih kuli b40 rike ayam mau pay......1 tahun RM600 sweat.gif

not amex centurian black real T20 meh?
*
which wem is without af?
only few banks in my offer wem.

citi prestige = 1k
hlb emirates wem = 2.4k
cimb travel wem = 1.2k
ocbc premier voyage = 750


there is also mastercard black which is by invitation only, but not available in malaysia.
the distinct wem logo is grey scale, but normal mastercard logo is in colour.



Paradigmata
post Feb 9 2023, 09:34 AM

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QUOTE(kons @ Feb 9 2023, 09:31 AM)
which wem is without af?
only few banks in my offer wem.

citi prestige = 1k
hlb emirates wem = 2.4k
cimb travel wem = 1.2k
ocbc premier voyage = 750
there is also mastercard black which is by invitation only, but not available in malaysia.
the distinct wem logo is grey scale, but normal mastercard logo is in colour.
*
Citi prestige is worth the annual fee for those who travel a lot.

Ambank signiture is the best, only required 250k deposit, no annual fee
fantasy1989
post Feb 9 2023, 09:36 AM

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QUOTE(rtk74 @ Feb 9 2023, 09:29 AM)
Cukur lahhh
Just got new CC, but only for online purchase/cashbak
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Cari makan je ..but if some ppl that cannot tahan temptation

better just keep it as low as possible..or just keep it there to collect credit score


fantasy1989
post Feb 9 2023, 09:37 AM

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QUOTE(kons @ Feb 9 2023, 09:31 AM)
which wem is without af?
only few banks in my offer wem.

citi prestige = 1k
hlb emirates wem = 2.4k
cimb travel wem = 1.2k
ocbc premier voyage = 750
there is also mastercard black which is by invitation only, but not available in malaysia.
the distinct wem logo is grey scale, but normal mastercard logo is in colour.
*
Ambank Signature Priority

RHB Premier i think only visa ..not sure on benefit
mick84
post Feb 9 2023, 09:39 AM

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Just get those with 0 annnual fee je la.. not that u gonna buy a house with credit card.
fantasy1989
post Feb 9 2023, 09:41 AM

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QUOTE(mick84 @ Feb 9 2023, 09:39 AM)
Just get those with 0 annnual fee je la.. not that u gonna buy a house with credit card.
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UOB Infinite last time got dragon pass or whatever ...very good especially u usually transit at hongkong
cloudwan0
post Feb 9 2023, 09:45 AM

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min income 5k, how to be T20
T20 you need to have private bank account
s@ni
post Feb 9 2023, 09:48 AM

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QUOTE(rtk74 @ Feb 8 2023, 06:56 PM)
Read ktard wrote visa infinite = T20
but this bank only need 60k/annum to be eligible

user posted image

sos
https://www.alliancebank.com.my/cards/perso...inite-card.aspx
RtK only use AMEX CC not Charge Card tho  sad.gif
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amex? whatttt
SUSrtk74
post Feb 9 2023, 09:49 AM

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QUOTE(s@ni @ Feb 9 2023, 09:48 AM)
amex? whatttt
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Mbb punya
kons
post Feb 9 2023, 09:57 AM

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QUOTE(Paradigmata @ Feb 9 2023, 09:34 AM)
Citi prestige is worth the annual fee for those who travel a lot.

Ambank signiture is the best, only required 250k deposit, no annual fee
*
ambank signature only ppl access, without lk or pp.

citi prestige has lk.
hlb emirates has lk, and infinite access to emirates lounge.
cimb travel wem also ppl only.

This post has been edited by kons: Feb 9 2023, 09:59 AM
Quantum Geist
post Feb 9 2023, 09:57 AM

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>tfw I only have touch & go card nfc to pay toll

sed laif
SUSrtk74
post Feb 9 2023, 10:00 AM

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QUOTE(Quantum Geist @ Feb 9 2023, 09:57 AM)
>tfw I only have touch & go card nfc to pay toll

sed laif
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Get a CC for 0% interest EPP & cashback
soul78
post Feb 9 2023, 10:04 AM

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I dun need all these kinda shiet cards...

ayam just got ..

user posted image
mw1980
post Feb 9 2023, 10:11 AM

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name "infinite" but income 5k enough to qualify, so if income 20k how?
Quantum Geist
post Feb 9 2023, 10:13 AM

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QUOTE(rtk74 @ Feb 9 2023, 10:00 AM)
Get a CC for 0% interest EPP & cashback
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I've been looking on and off, nothing for me right now
SUSrtk74
post Feb 9 2023, 10:26 AM

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QUOTE(Quantum Geist @ Feb 9 2023, 10:13 AM)
I've been looking on and off, nothing for me right now
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MBB one has no min spend, best for low incym earner liek meh

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