Buy dream house or buy cheap then upgrade?
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 Feb 1 2023, 07:10 PM
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#1
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2,834 posts Joined: Dec 2020  
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QUOTE(CoolStoryWriter @ Feb 1 2023, 06:04 PM) Nah i am contented with a simple double storey house. Rather spend on nice cars and oversea trips. It’s interesting. Culturally we’re so different from Westerners who are very house proud. They would forego all those luxuries for a nice home. So many Americans don’t have a passport. LoTek liked this post
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Feb 1 2023, 07:34 PM
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#2
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QUOTE(CoolStoryWriter @ Feb 1 2023, 07:22 PM) Different people different perspective. My house is just for shelter at the end of the day. Cant bring them around anf forever static. My cars + travels meanwhile are experiences Not that I disagree. There’s a whole my home is my castle mentality. Covid did add to that. But pick whatever works for you. Don’t forget the experiences can and were taken away from you for a few years. |
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Feb 2 2023, 03:49 AM
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#3
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QUOTE(Notoriez @ Feb 2 2023, 02:26 AM) Hard to define a dream house. Can be different to each person.. A 2 storey terrace is not a “big” house. Man our standards are so low nowadays.What most important is the neighbourhood, the community and the location. Own a big house now might be fun, but when all your kids left the house then you will be all alone with your wife. Cleaning up a big house is very tiring, trust me haha. I hope we don’t become like HK where 400 sqft for a family home is luxurious. |
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Feb 2 2023, 08:08 AM
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#4
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There was a post before where someone had enough of living in the outskirts in a landed and ultimately chose to sell and move to a convenient unit in the city. Common thread in these posts. So know what you’re getting into and reflect on your actual lifestyle needs. Being stuck in jams for hours on end doesn’t compensate for the garden that you will never look after.
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Feb 2 2023, 09:22 AM
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#5
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QUOTE(thenazek @ Feb 2 2023, 08:53 AM) For me, i take the same simplest fundamental approach in everything. There is substantial peer and familial pressure for people to attain these milestones. So I get it. But it’s also a much harsher environment now and the realities of today’s living is a lot different from 20 years ago. Be pragmatic and flexible is today’s motto I feel."You have to crawl before you walk, walk before you run." Either investing or for your own stay, if this is your first house, start small first. Take baby steps. Alot of us nowadays are too eager, too gungho. First car already buy City, first house already want 500k house, first investment already want to multisub 3 property. We are underestimating the value of experience. Each commitment has more to it than just the monthly mortgage that we tend to oversee. Why not just start small,you can always upgrade in the future. But to downgrade or cut your losses, it's much more tougher than you think. The need to impress carries a heavy cost. |
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Feb 4 2023, 09:17 PM
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#6
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QUOTE(icemanfx @ Feb 4 2023, 06:57 PM) RM 2.8 to USD was a few decades ago, certainly not under bijen rule. This was until 97 when we were competitive and didn’t have many other SEA countries to compete with. Now the country is crippled with religious extremism and mediocrity. English standards are worse than metropolitan Vietnam. |
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Feb 5 2023, 10:25 AM
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#7
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The baby boomers had a different run and saw a prosperous side of Malaysia post war. Now we are waging a war of a different kind. Your old neighbourhoods in PJ, OKR, Cheras are a different beast now and have gone up more than 10X. My dad’s starting salary in 1970s was 2k and the RM was a lot stronger. They had a pretty good quality of life for an Asian country. What is it now?
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