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 How to REFINANCE house, help me sifu

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danielmckey
post Jan 26 2023, 09:15 AM

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Weird question. Full paid house still need to pay the bank? It's between your father & you. Your father should hold the grant just need to change name.
danielmckey
post Jan 26 2023, 09:22 AM

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QUOTE(MmeBox @ Jan 26 2023, 09:20 AM)
Means my dad want to sell to me for rm100k.
So I just walk to any bank and ask for rm100k housing loan?
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You need a lawyer.
danielmckey
post Jan 26 2023, 04:46 PM

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QUOTE(netmatrix @ Jan 26 2023, 10:08 AM)
He cannot afford to pay RM100K cash. So he wants to go to bank for housing loan for that RM100K.

If you omit all the complexities,

TS wants to buy a house for RM100K direct from a private seller and asks for procedures. From what i know, ask bank for housing loan, then find lawyer that manages this.
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Bank will say thanks for extra money... Sort out internally or the son is cannot be trusted...

 

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