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 Grabpay unauthorized transaction, financial fraud

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TSvexus
post Jan 24 2023, 12:33 AM, updated 3y ago

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Anyone here kena unauthorized transaction with their grabpay account?

someone topup your grabpay via your credit card & transfer all your grabpay $$$$ to PayerMax a global gateway merchant. Max transaction rm1500.00 per day.

Many user kena. Grabpay is clueless in investigating for refund process.
TSvexus
post Jan 24 2023, 12:39 AM

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user posted image

total rm1500 being siphon out w/o any TAC code or finger print
TSvexus
post Jan 24 2023, 12:41 AM

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user posted image

there was another owner complain he recorded unauthorised login via revenue harvest. IP address was traced to be in Indonesia.

I suspecting Revenue harvest engaging PayerMax as outsourced gateway partner.

user posted image


user posted image

https://youtu.be/w6xFNH_x7s4

This Revenue Harvest has internal issue & they are connected to many top bankers & all our common ewallet.



This post has been edited by vexus: Jan 24 2023, 12:50 AM
PJng
post Jan 24 2023, 12:41 AM

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why need reply own post?
no grab pay
TSvexus
post Jan 24 2023, 12:46 AM

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there is security flaw in grabpay system. I recommend those holding grabpay account to unlink your credit card detail.
maxpudding
post Jan 24 2023, 12:54 AM

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QUOTE(vexus @ Jan 24 2023, 12:46 AM)
there is security flaw in grabpay system. I recommend those holding grabpay account to unlink your credit card detail.
*
D'uh, never link anything to your e-wallet or any payment platform
FusionXY
post Jan 24 2023, 01:14 AM

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QUOTE(PJng @ Jan 24 2023, 12:41 AM)
why need reply own post?
no grab pay
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Kadaj
post Jan 24 2023, 01:20 AM

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One of my friend's grabpay also kena hack last month.
At first I thought he sohai gave out otp or what.
But now i believe grabpay is the problem...
patienceGNR
post Jan 24 2023, 01:47 AM

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Facebook has loads of sich posting now.
sadlyfalways
post Jan 24 2023, 01:50 AM

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QUOTE(vexus @ Jan 24 2023, 12:33 AM)
Anyone here kena unauthorized transaction with their grabpay account?

someone topup your grabpay via your credit card & transfer all your grabpay $$$$ to PayerMax a global gateway merchant. Max transaction rm1500.00 per day.

Many user kena. Grabpay is clueless in investigating for refund process.
*
credit card no problem la, just dispute the transaction. grab will do it first, if not go to card
Alert_RaZO
post Jan 24 2023, 01:51 AM

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revenue group company recently pun got internal problem among the director.
narf03
post Jan 24 2023, 01:58 AM

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i think i have a daily limit of RM100, so when i need to use more than 100, will have to use other method to top up or spread it over to more than 1 day. knowing its not really a very secured system. rm100 per day losses still bearable, few k per day sure die lo if noticed like 48 hours later.
narf03
post Jan 24 2023, 01:59 AM

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QUOTE(Alert_RaZO @ Jan 24 2023, 01:51 AM)
revenue group company recently pun got internal problem among the director.
*
its also possible previous programmers left back door.
yongfeikei2020
post Jan 24 2023, 02:03 AM

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PUAS is happy this time not their issue now

/lol
Optizorb
post Jan 24 2023, 02:11 AM

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butoh lanjiao punya grab.

put hand in so many cookie jar but cant even manage 1 thing properly.



user posted image
junsheng
post Jan 24 2023, 02:16 AM

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if you go to their grab sg and my facebook it's the same
they are bombarded by users
TSvexus
post Jan 24 2023, 02:17 AM

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QUOTE(sadlyfalways @ Jan 24 2023, 01:50 AM)
credit card no problem la, just dispute the transaction. grab will do it first, if not go to card
*
there are many complaint regarding this issue. How much can they fork out?

once $$$ wired from one account to another multi tier account until it reach offshore, all linkage disappear. I can happen within 10min untraceable.

Grab management is clueless now. If they have solution, they can refund within 24hrs. Not need to wait for days/weeks.

$$$$ has to come from Grab own pocket & shared among their affiliate gateway partner or deducted from their staff bonuses. A painful mistakes that they has to accountable for.



TSvexus
post Jan 24 2023, 02:24 AM

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QUOTE(narf03 @ Jan 24 2023, 01:59 AM)
its also possible previous programmers left back door.
*
this will include tng ewallet, shopeepay, boost, lazada ? Every local apps payment gateway is at risk now. Backdoor Loophole is either at Revenue side or thier outsourced partner PayerMax https://www.payermax.com/about/


https://www.revenue.com.my/partners/

https://www.revenue.com.my/revpay/

https://www.revenue.com.my/about/
TSvexus
post Jan 24 2023, 02:27 AM

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QUOTE(Optizorb @ Jan 24 2023, 02:11 AM)
butoh lanjiao punya grab.

put hand in so many cookie jar but cant even manage 1 thing properly.



user posted image
*
https://www.reddit.com/r/malaysia/comments/...grabpay_wallet/

i saw this too.

narf03
post Jan 24 2023, 02:27 AM

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QUOTE(vexus @ Jan 24 2023, 02:24 AM)
this will include tng ewallet, shopeepay, boost, lazada ? Every local apps payment gateway is at risk now. Backdoor Loophole is either at Revenue side or thier outsourced partner PayerMax https://www.payermax.com/about/
https://www.revenue.com.my/partners/

https://www.revenue.com.my/revpay/

https://www.revenue.com.my/about/
*
how do i know, most likely its not at payment gateway side, if payment gateway side then the transaction need not to go through grab, can direct d, most likely at grab side. we as user nothing much we can do, we should just set the limit to a number thats safe for us and still able to use the service.
K.I.T.T
post Jan 24 2023, 03:01 AM

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QUOTE(narf03 @ Jan 24 2023, 01:59 AM)
its also possible previous programmers left back door.
*
Duduk malaysia ni guru besar pun blind bila see rm100k cash
GymBoi
post Jan 24 2023, 03:14 AM

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QUOTE(vexus @ Jan 24 2023, 12:46 AM)
there is security flaw in grabpay system. I recommend those holding grabpay account to unlink your credit card detail.
*
thanks for sharing
narf03
post Jan 24 2023, 03:15 AM

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QUOTE(K.I.T.T @ Jan 24 2023, 03:01 AM)
Duduk malaysia ni guru besar pun blind bila see rm100k cash
*
most likely not in malaysia d when pulling out this trick, can easily trace back who did it 1, so if still in malaysia sure dont use the magic la.
SUSTruth Angel
post Jan 24 2023, 03:41 AM

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Dang, Malaysia has so much security flaws with their e wallets.
Avangelice
post Jan 24 2023, 03:43 AM

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Just unlinked my credit card to my grab. Holy shit. This is fucking annoying
Phoenix_KL
post Jan 24 2023, 04:47 AM

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just block all transfer to PayerMax
Imp Bron
post Jan 24 2023, 07:10 AM

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QUOTE(Optizorb @ Jan 24 2023, 02:11 AM)
butoh lanjiao punya grab.

put hand in so many cookie jar but cant even manage 1 thing properly.



user posted image
*
The hacker pick a perfect time to execute the exploits
Now everyone cuti

Cannot patch security immediately
sadlyfalways
post Jan 24 2023, 07:28 AM

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QUOTE(vexus @ Jan 24 2023, 02:17 AM)
there are many complaint regarding this issue. How much can they fork out?

once $$$ wired from one account to another multi tier account until it reach offshore, all linkage disappear. I can happen within 10min untraceable.

Grab management is clueless now. If they have solution, they can refund within 24hrs. Not need to wait for days/weeks.

$$$$ has to come from Grab own pocket & shared among their affiliate gateway partner or deducted from their staff bonuses. A painful mistakes that they has to accountable for.
*
hello bro, why you care about grab now?? you care about your own money.

grab has made some mistakes and YOU lost your money.

they need to fix it

btw are you an android user? because i see a lot of this no otp cases happening to android users with normal banking apps too
TSvexus
post Jan 24 2023, 09:09 AM

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QUOTE(sadlyfalways @ Jan 24 2023, 07:28 AM)
hello bro, why you care about grab now?? you care about your own money.

grab has made some mistakes and YOU lost your money.

they need to fix it

btw are you an android user? because i see a lot of this no otp cases happening to android users with normal banking apps too
*
Fix? It has to be All in singapore. Malaysia only supporting team. Can singapore grab afford to unplug from international gateway?
Any drastic movement their shares will tumble. Now they pretend nothing happen.

I have slim hope grab can stop the transaction & refund to all affected users.

Ashadiya
post Jan 24 2023, 09:54 AM

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QUOTE(Truth Angel @ Jan 24 2023, 03:41 AM)
Dang, Malaysia has so much security flaws with their e wallets.
*
Well grab pay just doesn't affect Malaysian, it seem some Singaporean also affected and Grab is a Singapore company, so technically its a Singaporean ewallet being licensed in Malaysia
macyhouse
post Jan 24 2023, 10:11 AM

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^ don’t give false information la idiots

Credit card is fine .. go fuck up the bank its bank issue

Debit card is not ok .. you get fuck up
azbro
post Jan 24 2023, 10:11 AM

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I open Grab apps also sometimes go window pop up asking me to rekey in my password and thumbprint so I will not forget.

But too busy to read so I got do it.

Lucky so far nothing happen.
I unlink all my auto top up and banks to all apps, except Sony PlayStore.

Some popular apps also Sohai one, no give option to pay using Online banking. All need to link with bank, debit/credit card one.

thankyou
post Jan 24 2023, 10:14 AM

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Not really following this issue. Let say if I have Grab credit card linked to GrabPay but no auto-reload was setup.

Am I safe from this hack?
@@@@@@@@@@
post Jan 24 2023, 10:20 AM

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Rule no1, don't link any cards at all
Rule no2, always leave the balance below RM10, want to use, then only top up and use immediately.
maxpudding
post Jan 24 2023, 10:23 AM

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QUOTE(thankyou @ Jan 24 2023, 10:14 AM)
Not really following this issue. Let say if I have Grab credit card linked to GrabPay but no auto-reload was setup.

Am I safe from this hack?
*
No
maxpudding
post Jan 24 2023, 10:27 AM

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QUOTE(macyhouse @ Jan 24 2023, 10:11 AM)
^ don’t give false information la idiots

Credit card is fine .. go fuck up the bank its bank issue

Debit card is not ok .. you get fuck up
*
Either way, if any of your cards (debit/credit) were used, you still need to take steps to reverse the fraudulent transactions. Still a hassle for anyone who got scammed or money stolen. Saying credit card is fine is like saying to thieves “nah take the free money, I’ll sort it out later”.
ApocalypseSoon
post Jan 24 2023, 10:38 AM

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Berapa kali mau cakap don't link your cc and debit card to any apps, delete the link after use. Bodoh tak boleh diajar to the max.
macyhouse
post Jan 24 2023, 10:46 AM

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QUOTE(maxpudding @ Jan 24 2023, 10:27 AM)
Either way, if any of your cards (debit/credit) were used, you still need to take steps to reverse the fraudulent transactions. Still a hassle for anyone who got scammed or money stolen. Saying credit card is fine is like saying to thieves “nah take the free money, I’ll sort it out later”.
*
Credit card the bloody bank will call you and you just need to dispute it ..

there so many things I use with my credit card .. the time wasted to do it manually is just stupid

time is money and only stupid people think they can waste it

Don’t give false security to people saying credit card is no good .. that’s the reason people are so stupid to still think credit and debit card is the same

Shitty people
TSvexus
post Jan 24 2023, 10:46 AM

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user posted image


user posted image



hacker located from Indon

https://goo.gl/maps/w5ZbJyQ8b9bB9GbY8


user posted image

a park nice location with bank surrounding. Once $$$$ wired out from one account to another account third/fourth tier till linkage disappear. Then cash out from bank??

user posted image

This post has been edited by vexus: Jan 24 2023, 10:51 AM
0168257061
post Jan 24 2023, 11:05 AM

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Inside job
maxpudding
post Jan 24 2023, 11:12 AM

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QUOTE(macyhouse @ Jan 24 2023, 10:46 AM)
Credit card the bloody bank will call you and you just need to dispute it ..

there so many things I use with my credit card .. the time wasted to do it manually is just stupid

time is money and only stupid people think they can waste it

Don’t give false security to people saying credit card is no good .. that’s the reason people are so stupid to still think credit and debit card is the same

Shitty people
*
Being edgy with cuss words doesn’t make it any difference

You are giving people a false sense of security. But, you do you la
silverhawk
post Jan 24 2023, 11:44 AM

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QUOTE(vexus @ Jan 24 2023, 02:24 AM)
this will include tng ewallet, shopeepay, boost, lazada ? Every local apps payment gateway is at risk now. Backdoor Loophole is either at Revenue side or thier outsourced partner PayerMax https://www.payermax.com/about/
https://www.revenue.com.my/partners/

https://www.revenue.com.my/revpay/

https://www.revenue.com.my/about/
*
Likely got issue on 2 sides

1) Grab - How could revenue harvest log into user account?

2) Revenue Harvest - This is where likely someone in the company that has access to api keys or customer data logged into the victims account to initiate the transfer.

I'm not surprised if revenue harvest outsourced some of their work to indonesia, which is quite a common practice.
Optizorb
post Jan 24 2023, 12:07 PM

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QUOTE(macyhouse @ Jan 24 2023, 10:46 AM)
Credit card the bloody bank will call you and you just need to dispute it ..

there so many things I use with my credit card .. the time wasted to do it manually is just stupid

time is money and only stupid people think they can waste it

Don’t give false security to people saying credit card is no good .. that’s the reason people are so stupid to still think credit and debit card is the same

Shitty people
*
damn son, who abused you when you were young?
acbc
post Jan 24 2023, 12:19 PM

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Never link any payment cards to any online or ewallet accounts. If need to, use a prepaid CC like BP or GP. Those can freeze the card when not in use.

BP saved my ass many times because I only spend every 15th of the month. After that, the card will be frozen.
TSvexus
post Jan 24 2023, 12:31 PM

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QUOTE(acbc @ Jan 24 2023, 12:19 PM)
Never link any payment cards to any online or ewallet accounts. If need to, use a prepaid CC like BP or GP. Those can freeze the card when not in use.

BP saved my ass many times because I only spend every 15th of the month. After that, the card will be frozen.
*
everything is ewallet now. Shop in lazada/shopee also require to save credit card info.

TnG ewallet also require to save your credit card info.

Even your local bank, duitnow, mae? also link in apps. You can't runaway.
icecreamcake
post Jan 24 2023, 12:33 PM

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Please report the incident to Singapore MAS, they will take the case very seriously.

Grabpay is a financial institution and they need to explain to MAS else they will be get fine or worst case license get revoked.
TSvexus
post Jan 24 2023, 12:55 PM

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QUOTE(icecreamcake @ Jan 24 2023, 12:33 PM)
Please report the incident to Singapore MAS, they will take the case very seriously.

Grabpay is a financial institution and they need to explain to MAS else they will be get fine or worst case license get revoked.
*
MAS singapore most of them still sleeping in CNY mood
junsheng
post Jan 24 2023, 01:26 PM

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QUOTE(vexus @ Jan 24 2023, 12:31 PM)
everything is ewallet now. Shop in lazada/shopee also require to save credit card info.

TnG ewallet also require to save your credit card info.

Even your local bank, duitnow, mae? also link in apps. You can't runaway.
*
not really, you can opt not to save your cc info
and some works by allowing you to top up their wallet using bank account
then you have prepaid card too

the recent prepaid card that is gaining popularity is touch and go ewallet visa

user posted image
Questions12345
post Jan 24 2023, 01:27 PM

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Use MAE.
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post Jan 24 2023, 01:29 PM

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No, because i use iphone

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post Jan 24 2023, 01:41 PM

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The aeon debit card is consider prepaid card?
Cos need reload before can use?....
And recently need subscribe to those ahem tvbox...
Scare they use my card detail for unknown usage....
acbc
post Jan 24 2023, 02:11 PM

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QUOTE(vexus @ Jan 24 2023, 12:31 PM)
everything is ewallet now. Shop in lazada/shopee also require to save credit card info.

TnG ewallet also require to save your credit card info.

Even your local bank, duitnow, mae? also link in apps. You can't runaway.
*
So far ok for me. I never link any bank cards to any eWallet or apps. If need to, only link BP or GP. Both I can control. Calling the banks to report fraud transactions is no joke. Slow like molasses.
emburrar
post Jan 24 2023, 02:13 PM

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Grab banyak problem now
kucingrimau
post Jan 24 2023, 03:00 PM

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QUOTE(moiskyrie @ Jan 24 2023, 01:41 PM)
The aeon debit card is consider prepaid card?
Cos need reload before can use?....
And recently need subscribe to those ahem tvbox...
Scare they use my card detail for unknown usage....
*
Yes Visa Prepaid.
gogocan
post Jan 24 2023, 03:22 PM

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Grabpay can set limit?
TSvexus
post Jan 24 2023, 04:44 PM

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QUOTE(gogocan @ Jan 24 2023, 03:22 PM)
Grabpay can set limit?
*
1.5k
degraw19
post Jan 24 2023, 04:49 PM

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QUOTE(PJng @ Jan 24 2023, 12:41 AM)
why need reply own post?
no grab pay
*
lel

laugh.gif
Strike
post Jan 24 2023, 04:59 PM

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QUOTE(vexus @ Jan 24 2023, 12:31 PM)
everything is ewallet now. Shop in lazada/shopee also require to save credit card info.

TnG ewallet also require to save your credit card info.

Even your local bank, duitnow, mae? also link in apps. You can't runaway.
*
Tng i manually put money thru fpx. Well i only use it for toll :

Shoppe fak lazada, forever ask me to put cc/ bank acc. Cant get shoppe pay bonus/voucher

Duitnow number not touching that. Mae acc not created yet

Inb4 ayam boomer laugh.gif
PJng
post Jan 24 2023, 05:00 PM

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QUOTE(degraw19 @ Jan 24 2023, 04:49 PM)
lel

laugh.gif
*
Just put everything on first post, no need scroll so much
SUSTruth Angel
post Jan 24 2023, 05:01 PM

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This is real big headache for GRAB.
TSvexus
post Jan 24 2023, 06:40 PM

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QUOTE(emburrar @ Jan 24 2023, 02:13 PM)
Grab banyak problem now
*
Grab customer care is not responding. They are clueless.

Are they going to blame affected user & runaway from this matter?
CyberKewl
post Jan 26 2023, 04:13 PM

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i use a sort of "throwaway" debit card to solve the problem and link to that bank. Recently used a bank called "Rize" - a digital bank where signup takes 5-15 minutes, then u can request for a free debit card and link it with that. In that bank account u just do duitnow transfer every now and then limit to about 300-500 RM (or the amount u willing to lose in case hacker managed to steal the money) so you wont lose everything in case kena hacked. That's one way to do it.

I manually transfer money and its not difficult once u add it to your favorite.
TSvexus
post Jan 26 2023, 04:43 PM

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QUOTE(CyberKewl @ Jan 26 2023, 04:13 PM)
i use a sort of "throwaway" debit card to solve the problem and link to that bank. Recently used a bank called "Rize" - a digital bank where signup takes 5-15 minutes, then u can request for a free debit card and link it with that. In that bank account u just do duitnow transfer every now and then limit to about 300-500 RM (or the amount u willing to lose in case hacker managed to steal the money) so you wont lose everything in case kena hacked. That's one way to do it.

I manually transfer money and its not difficult once u add it to your favorite.
*
Same concept like duitnow. Hack can hack rise & disperse your $$$ through a gateway.

If rize has breach in their security, no way you can escape. Some unlucky user will be targeted innocently.
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post Jan 26 2023, 06:10 PM

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QUOTE(vexus @ Jan 26 2023, 04:43 PM)
Same concept like duitnow. Hack can hack rise & disperse your $$$ through a gateway.

If rize has breach in their security, no way you can escape. Some unlucky user will be targeted innocently.
*
that's why i call it a throwaway debit card account. hack also i lose whatever little is in there - i decide. Its not my salary account or main banking account so hack away. Yes i lose money but as I said - only amount I am willing to risk and lose.
SUSCincai lar
post Jan 26 2023, 06:16 PM

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i only use grab for transport,.. so never use their wallet on anything else,.. no grab food,.. no grab pay,..
Szzz
post Jan 26 2023, 06:32 PM

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QUOTE(silverhawk @ Jan 24 2023, 11:44 AM)
Likely got issue on 2 sides

1) Grab - How could revenue harvest log into user account?

2) Revenue Harvest - This is where likely someone in the company that has access to api keys or customer data logged into the victims account to initiate the transfer.

I'm not surprised if revenue harvest outsourced some of their work to indonesia, which is quite a common practice.
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I'm not well versed with Grab API but if its similar to payment gateways, I don't see how Revenue Harvest can even get customer payment tokens without them logging into customer's Grab account.
CyberKewl
post Jan 26 2023, 06:56 PM

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One of the guys that kena has gotten his money back through his grabpay wallet and bank account (but unsure if received by bank as he had blocked the account):
https://www.reddit.com/r/malaysia/comments/...allet/?sort=new
YoungMan
post Jan 26 2023, 08:44 PM

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Good luck if got use paylater. Cannot simply remove your CC without getting paylater deactivated through Grab customer service
forgotoldlogin
post Jan 26 2023, 08:57 PM

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What is Bank Negara doing? All their so call fintech have security like cap ayam and so easy to bypass. Award so many licenses, security all meh.
TSvexus
post Jan 26 2023, 09:09 PM

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top notch western system also being espionage

https://www.pcworld.com/article/1478487/350...l-accounts.html
GymBoi
post Jan 26 2023, 10:43 PM

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sohai grab cant even top up without saving cc? I removed all cc .. now need top up .. need add cc and remove again lol .. when this shit gonna be over
TSvexus
post Jan 26 2023, 11:10 PM

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QUOTE(GymBoi @ Jan 26 2023, 10:43 PM)
sohai grab cant even top up without saving cc? I removed all cc .. now need top up .. need add cc and remove again lol .. when this shit gonna be over
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some bank charge for adding card in online apps
PJng
post Jan 26 2023, 11:13 PM

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QUOTE(vexus @ Jan 26 2023, 11:10 PM)
some bank charge for adding card in online apps
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Where got suxh thing
CyberKewl
post Jan 26 2023, 11:21 PM

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QUOTE(vexus @ Jan 26 2023, 11:10 PM)
some bank charge for adding card in online apps
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charges are at grab/merchant side. Grab charges RM5 if i recall but they refund immediately. TNG charges RM1 but depending on back, might not get back immediately..mine for TNG i didnt get back even my RM1 but not fussed up about it..at least grab refunds immediately when u make card payment - this is to "test" to ensure your card is legit.
leymahn
post Jan 26 2023, 11:25 PM

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weh i link my bank account for easy grab topup liao
AdisonMak
post Jan 26 2023, 11:32 PM

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QUOTE(vexus @ Jan 24 2023, 12:31 PM)
everything is ewallet now. Shop in lazada/shopee also require to save credit card info.

TnG ewallet also require to save your credit card info.

Even your local bank, duitnow, mae? also link in apps. You can't runaway.
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Not sure about shopee but for lazada unless recent update (haven't update the app yet) change it, it is not mandatory to save cc info.

Recently lots of app UI have arsehole design. It prompt you to save the info but the option to not doing so is hidden away from view. so do scroll around abit.
maxpudding
post Jan 26 2023, 11:33 PM

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QUOTE(PJng @ Jan 26 2023, 11:13 PM)
Where got suxh thing
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Some banks or platform have one time charge, but will be refunded.
silverhawk
post Jan 27 2023, 10:29 AM

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QUOTE(Szzz @ Jan 26 2023, 06:32 PM)
I'm not well versed with Grab API but if its similar to payment gateways, I don't see how Revenue Harvest can even get customer payment tokens without them logging into customer's Grab account.
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I'm not too sure as well, but the pattern suggests it. Since not everyone's facing the problem, just a handful of people and revenue harvest is the common denominator. My guess would be the token being captured somehow by a POS/Terminal that the customer use grabpay to pay with. Websites "should" redirect to grab's servers so no token exchange in the process.

Would be a huge security flaw to allow tokens to be captured by 3rd party and for it not to be a single-use token. Grab has some accountability here as well.
lawrencek
post Jan 27 2023, 11:31 AM

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QUOTE(sadlyfalways @ Jan 24 2023, 07:28 AM)
hello bro, why you care about grab now?? you care about your own money.

grab has made some mistakes and YOU lost your money.

they need to fix it

btw are you an android user? because i see a lot of this no otp cases happening to android users with normal banking apps too
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Maybe using China Brand andriod phone ?
CyberKewl
post Jan 27 2023, 03:00 PM

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QUOTE(lawrencek @ Jan 27 2023, 11:31 AM)
Maybe using China Brand andriod phone ?
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one of the guys thar kena is using iphone so its not android or apk related

 

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