Jan 13 2023, 05:19 PM
QUOTE(JungWoo @ Jan 13 2023, 11:26 AM)
Currently have a mortgage loan with HL and the rate seems risen up to 4.29% 
served for 8 years and the balance only reduced like less than 10%
Is it recommended to refinance? currently looking at Maybank and estimate can get 3.95% (max)
The difference is only minisicule while you need to check on the transfer the charges as it will costs you more than you save 🤦♀️ served for 8 years and the balance only reduced like less than 10%
Is it recommended to refinance? currently looking at Maybank and estimate can get 3.95% (max)
Unless it is fixed rate with reducing balance interest then it is possible to venture and evaluate
Suggest you to so earlier settlement instead while borrowing at lower charges
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