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 Should I consider refinance mortgage?

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joey2000
post Jan 13 2023, 11:39 AM

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QUOTE(JungWoo @ Jan 13 2023, 11:26 AM)
Currently have a mortgage loan with HL and the rate seems risen up to 4.29%  hmm.gif
served for 8 years and the balance only reduced like less than 10%  blink.gif
Is it recommended to refinance? currently looking at Maybank and estimate can get 3.95% (max)
*
You can try asking for zero moving cost package at some bank like HSBC or SC.
Might save you 5 figure interest.
joey2000
post Jan 13 2023, 12:12 PM

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Base on loan calculator, if your remaining loan amount is around 250k, it might save you RM15,000 with zero moving cost.
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